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Hahahaha (sorry, not laughing at you) just laughing at my future since I’m currently 5 months pregnant with our first little one lol! We went to look at nursery furniture this weekend and I wanted to cry. My hubby’s going to be the one who feels the impact of baby expenses the most because I’ll be cancelling a lot of his subscription services ASAP…[Read more]

OMG good for you, girl! Isn’t it crazy how those little $9.99/month fees add up? I have the Adobe suite for my blog that I pay $50 a month for, but that service I actually use. Over time, though, I’ve seen all these tiny charges add up to a lot more than I need to be spending. Thanks for the reminder!

At my old job, we used to all pitch in and buy lotto tickets. We’d joke about what the company would do if we actually won and we all quit our jobs lol. I haven’t bought a ticket in a while, but I like to think that if I ever won, I’d do a whole bunch of traveling and then find some good causes that I can contribute to. I feel like I’d be a great…[Read more]

How exciting!! I’ve never hosted a garage sale but my parents did a few weeks ago and made about $400. It might not seem like a ton of money, but it’s $400 more than they had earlier that week and they were able to get rid of so much clutter. If you’re going to throw that stuff away anyway, definitely worth an attempt at a garage sale. Hope yours…[Read more]

When my hubby and I moved into our new house a year and a half ago, we bough 3 barstools, a new sectional sofa for the family room, a dining room table + chairs, a tv/entertainment piece, a desk, and bedroom furniture and we spent about $6,000. Good thing here was that we were able to finance the expense at 0% interest for 3 years. We finally paid…[Read more]

Josh, when I went through my divorce and needed to move and set up a new household I gave myself a strict cash budget. Money was very tight and uncertain at that time. But I did go out and buy new furniture and decor to set up and make my new place feel like home. It was important to me to set up my new life and feel good about it. So while I was…[Read more]

Kayla, I totally think that you are on the right track! That fact that consistent savings is part of your plan is what will get you there.

I realized a few months back that many of the subscription services I had were redundant. For example, I had Buffer, Hootsuite, and Meet Edgar…all of which automate social media content. Same with Adobe Creative Cloud and Canva. Once I saw how much I was spending unnecessarily, I did the same as you and saved about $300 on miscellaneous…[Read more]

Thanks, Antoinette…I really like that idea! And the fact that the per paycheck amounts are so small, you probably don’t even notice a difference in your budget. I’ll have to try that out!

No, children don’t have to eat! lol

I don’t have children but I think I can translate what I’ve done to your issue. There always seemed to be a friend’s birthday party to go to as well. My puppy always seems to have some type of medical emergency when I least expect. Last year alone she caused a $250 bill for stealing raisins and eating them…[Read more]

Hi Josh,

I completely understand how you feel and I’m going through something similar. When it comes to justifying the spend just be okay with knowing that you are purchasing because its a NEED and that there are funds to cover it. If you have to take it out of a savings account that’s okay because that is what savings is for. I used to feel like…[Read more]

I didn’t go to college whatsoever (minus a quick stint in business school) and am very successful in my field and living a well rounded happy life. I don’t think college is technically a good fit for everyone!