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Stacey Daprile – Ambassador replied to the topic So Many Gifts To Buy And It's Not Even Christmas! in the forum My journey 7 years ago
It really adds up! I am always on the lookout for great deals and sock the gifts away in my gift closet ready for the giving. Certificates for babysitting for friends with children is always appreciated – allowing fiends a night out without the littles is priceless! Sharing a favorite book you have read along with a plate of cookies could be super…[Read more]
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Stacey Daprile – Ambassador replied to the topic So Many Gifts To Buy And It's Not Even Christmas! in the forum My journey 7 years ago
It really adds up! I am always on the lookout for great deals and sock the gifts away in my gift closet ready for the giving. Certificates for babysitting for friends with children is always appreciated – allowing fiends a night out without the littles is priceless! Sharing a favorite book you have read along with a plate of cookies could be super…[Read more]
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Stacey Daprile – Ambassador replied to the topic Staying Healthy Saves Money in the forum Grow your savings 7 years ago
Antoinette, I would love to have that type of health insurance. Josh, it is like they say, “Better to pay the farmer than the pharmacist.” 🙂 Kayla, It is nice that companies have begun to realize that healthy employees are good for the balance sheet. My school has brought in a yoga teacher for us to have free yoga classes on campus after school.…[Read more]
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Stacey Daprile – Ambassador replied to the topic Choosing a Job for the Retirement Package in the forum Save for retirement 7 years ago
I unfortunately chose my career position based on lifestyle first. Meaning I spent 15 years teaching at a private school because my own children attended this school.The school was a wonderful place to teach and for my children to learn. Having the same schedule and being at the same school made working and parenting easier to balance. But private…[Read more]
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Stacey Daprile – Ambassador replied to the topic Hurricane Irma – The Importance of an Emergency Fund in the forum Grow your savings 7 years ago
Kayla, I am so happy that you and your hubby are fine! How very scary the weather has been! My heart has gone out to all of those affected by both hurricanes. Yes, those emergency funds are important. I have heard so many people talk on the news of simply not having the money to evacuate or prepare throughly.
And now the clean-up and rebuilding.…[Read more]
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Stacey Daprile – Ambassador started the topic Staying Healthy Saves Money in the forum Grow your savings 7 years ago
Last week I headed to the doctor’s for my annual exam. As I walked out the door, I stopped to see if I needed to pay my copay. The receptionist nodded her head saying that my well-care visit was covered by insurance. That got me thinking about how much being healthy and being proactive with health care can help us save money. Keeping my biannual v…[Read more]
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Stacey Daprile – Ambassador replied to the topic Cheap or Free Family Outings in the forum My journey 7 years ago
Cara, those Sunday car drives to no where in particular was a staple as I grew up 🙂 I have wonderful memories of those days.
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Stacey Daprile – Ambassador replied to the topic Its The Little Things in the forum Grow your savings 7 years, 1 month ago
I agree – the little things really add up, and it is hard to find the right balance. I find that this is when having that set budget comes in handy. While it might feel like deprivation, if I only have x amount of money set aside for the little things – I pick and choose much more carefully.
I agree – it is hard!
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Stacey Daprile – Ambassador started the topic Cheap or Free Family Outings in the forum My journey 7 years, 1 month ago
We moved to California from the midwest when I was just a young child. At the same time, my dad was busy starting a new business, so to say that the money was sparse in our family would be an understatement. My parents though love to be out and about. Maybe it was the California sunshine after spending a lifetime with winter blizzards, but…[Read more]
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Stacey Daprile – Ambassador replied to the topic Dating on a Budget in the forum My journey 7 years, 1 month ago
Antoinette, dating can get expensive! Dinner and a movie can really add up. One less expensive alternative is meeting up for appetizers and a drink during happy hour, coffee and breakfast in the morning, or plan a picnic at the beach.
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Stacey Daprile – Ambassador replied to the topic Pay Yourself First in the forum Grow your savings 7 years, 1 month ago
Kayla, I keep thinking that I should set up a Christmas fund. With six kids, it always stretches our budget. The presents, the food, the decorations, and entertaining adds up super fast!
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Stacey Daprile – Ambassador started the topic Pay Yourself First in the forum Grow your savings 7 years, 1 month ago
The best financial advice that I ever received was to simply pay myself first. Simple advice, but not always so easy in reality. What makes this challenging is that it always seems that after the bills are paid – the rent/mortgage, groceries, utilities, transportation, debt payments – all the money is gone.
But I have seen that this is really…[Read more]
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Stacey Daprile – Ambassador replied to the topic I Asked for Rentals and was Encouraged to Buy… in the forum Buy a house 7 years, 1 month ago
Real estate can be a great investment – if you are willing to hold it long term. Right now housing prices are climbing, and in my area there is high demand. The houses that go onto the market are selling fast. But that is not always the case. When I went trough my divorce and we had to sell our family home in 2009, the prices were seriously…[Read more]
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Stacey Daprile – Ambassador started the topic Dollar Cost Averaging in the forum Build your investments 7 years, 1 month ago
When it comes to investing everyone wants to buy low and sell high. If we could find the magic to always make that happen – we would all be sitting pretty. Since I don’t have that kind of magic, I stick to a simple investment strategy called dollar-cost averaging. In plain language, dollar-cost averaging is investing the same amount on a set s…[Read more]
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Stacey Daprile – Ambassador replied to the topic Experience vs. Possessions in the forum My journey 7 years, 1 month ago
I whole-heartedly believe in experiences over possessions! Keep in mind that all experiences do not need to be the big ticket trip somewhere exotic. Experiences also include an afternoon massage, attending a sporting event, a free concert in the park, and a morning hike up to a beautiful ridge to take in the view.
The thing about taking the time…[Read more]
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Stacey Daprile – Ambassador replied to the topic Boosting Savings with a Garage Sale in the forum Grow your savings 7 years, 1 month ago
I haven’t had a garage sale in a long time, but the key to success was setting up and being ready early. Serious hunters start their day early! Good luck!
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Stacey Daprile – Ambassador replied to the topic Winning the Lottery in the forum My journey 7 years, 1 month ago
I love that you would be generous! I think setting up my own charitable foundation would be the best.
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Stacey Daprile – Ambassador replied to the topic Life Changes in the forum My journey 7 years, 1 month ago
Josh, when I went through my divorce and needed to move and set up a new household I gave myself a strict cash budget. Money was very tight and uncertain at that time. But I did go out and buy new furniture and decor to set up and make my new place feel like home. It was important to me to set up my new life and feel good about it. So while I was…[Read more]
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Stacey Daprile – Ambassador replied to the topic My Financial Plan Gives Me Confidence in the forum Save for retirement 7 years, 1 month ago
Kayla, I totally think that you are on the right track! That fact that consistent savings is part of your plan is what will get you there.
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Stacey Daprile – Ambassador started the topic Winning the Lottery in the forum My journey 7 years, 1 month ago
How many of you buy lottery tickets? I do. Not on a consistent basis, but I do buy tickets from time to time. Today someone is waking up as a brand new multi-millionaire! A winning ticket to last nights Mega Millions was sold in Illinois and that winner won an estimated 393 million dollars!! Wow!
Winning the lottery ticket is not part of my…[Read more]
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