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Stacey Daprile – Ambassador replied to the topic Packing One Meal A Day To Save Some $$$ in the forum Grow your savings 7 years, 5 months ago
Kayla, I teach school in a rural area so I have no choice but to pack a meal every day. With only 40 minutes for lunch, students that want to meet with me during that time, and nothing within 15 minutes of campus – there is no choice. 🙁 I always keep a stash of emergency food items for the mornings that get too hectic to pack something – soups,…[Read more]
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Stacey Daprile – Ambassador started the topic How we compromised on a big purchase in the forum Manage your debt 7 years, 6 months ago
Last weekend my husband and I bought a car! As I have shared with you recently, I knew we would be in the car market, but I was thinking next year. Buying a car next year would give us the time to save. Plus I was thinking it would be a year when we would need to replace my car, not getting a car for my husband. Ah, as we all know – sometimes life…[Read more]
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Stacey Daprile – Ambassador replied to the topic I Paid for a Vacation in Cash for the First Time in the forum Manage your debt 7 years, 6 months ago
Congratulations! Your planning and hard work paid off! This might be your most enjoyable vacation ever as you will not have any of those nagging feelings of worry or stress each time you make a purchase. It is all paid for. Enjoy your travels!
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Stacey Daprile – Ambassador replied to the topic Financial Wisdom From My Dad in the forum My journey 7 years, 6 months ago
Carla, your dad had a wonderful message! Fair and honest is the best way to live a life and run a business. The two go hand-in-hand.
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Stacey Daprile – Ambassador replied to the topic Help! How do you go about finding the right Financial Advisor? in the forum Plan your retirement 7 years, 6 months ago
Suzanne, we basically use two advisors in our home. We are a blended family and both my husband and I had our own advisors before we wed and since we are both happy with who we have worked with we have not merged. My husband’s advisor is your traditional advisor with a brokerage firm. This man calls at least twice a year and comes to our home for…[Read more]
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Stacey Daprile – Ambassador replied to the topic Help! How do you go about finding the right Financial Advisor? in the forum Plan your retirement 7 years, 6 months ago
Suzanne, we basically us two advisors in our home. We are a blended family and both my husband and I had our own advisors before we wed and since we are both happy with who we have worked with we have not merged. My husband’s advisor is your traditional advisor with a brokerage firm. This man calls at least twice a year and comes to our home for a…[Read more]
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Stacey Daprile – Ambassador started the topic Financial Wisdom From My Dad in the forum My journey 7 years, 6 months ago
When I was 12 years old, my dad helped me setup my own t-shirt business; my brother and I sold t-shirts on the weekend at a local flea market. Every weekend, my dad would walk us through an expense report and income statement and teach us how to fill out the bank deposit slip. He taught us how to pay ourselves $10 a week, reinvest a portion into…[Read more]
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Stacey Daprile – Ambassador started the topic Consolidating Retirement Accounts in the forum Build your investments 7 years, 6 months ago
I have a number of different retirement accounts. Part of this is due to job changes and part of this is due to choice. I have four different 401ks or IRAs with three different institutions. My husband has two accounts with another two different institutions. That means between the two of us there are six accounts at five separate financial…[Read more]
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Stacey Daprile – Ambassador commented on the post, Rent vs. Buy: Different Rules For Divorce 7 years, 6 months ago
I stayed in our family home for the first year. At that time – it was for the kids. But then the more I looked at the finances, I knew that I could just not do it. The thing was, my ex really wanted me to stay in […]
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Stacey Daprile – Ambassador replied to the topic Upgrades that increase your home value in the forum Buy a house 7 years, 6 months ago
They say the best home investment is upgrading the kitchen, but that is a big one. We have done a lot to our home – Replaced all of the windows, exterior paint, put in swimming pool and a backyard entertaining area (barbecue, fireplace, tv, patio cover). By far we have spent the most in the yard, though that is not a great investment! The windows…[Read more]
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Stacey Daprile – Ambassador replied to the topic Knowing Your Social Security Benefits in the forum Plan your retirement 7 years, 6 months ago
Suzanne, I am not sure what age your are considering early. The earliest that you can take Social Security is age 62. I think once upon a time it might have been 59. You must start taking it by age 70. The longer you wait the greater your monthly benefit will be. I know that if I want to, I can start withdrawing form my IRAs at 59.5.
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Stacey Daprile – Ambassador replied to the topic Knowing Your Social Security Benefits in the forum Plan your retirement 7 years, 6 months ago
Zipporah, that is awesome! I am not sure with six kids that I could manage! Not that I would be supporting them, but I love to travel and since they are not settling near by – that means traveling to them to see grandbabies (one day!)
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Stacey Daprile – Ambassador replied to the topic Blending Families, Blending Finances in the forum My journey 7 years, 6 months ago
If anyone else has a blended family – I’d love to hear your strategy regarding finances. It can be double tricky!
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Stacey Daprile – Ambassador replied to the topic Saving For A New Baby! HELP! in the forum Grow your savings 7 years, 6 months ago
Congratulations, Kayla! It sounds like you are really thinking things through! It’s been so long since mine were babies! I know that I always spent less on my kids birthday parities than many of those around me. When my daughter wanted a pony party, I did not rent a live pony. Instead I made a bunch of “horses” and they made excellent party…[Read more]
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Stacey Daprile – Ambassador replied to the topic How much is that doggy in the window really going to cost me? in the forum My journey 7 years, 6 months ago
Kayla, you are right the commitment is huge – so is the love! I am glad that they can treat your cat. I am not sure that I could handle setting up an IV once, let alone three times a week. You are amazing, and your kitty is lucky to have you!
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Stacey Daprile – Ambassador replied to the topic Using Rewards Credit Cards in the forum My journey 7 years, 6 months ago
I love my travel points that I accumulate with my credit cards. When my daughter went off to college in Boston, I got a Jet Blue card. It provided me with a trip each year! The tricky part is to make sure that the total amount is paid off each month. While I am usually good with that – I have struggled from time to time with credit card debt. When…[Read more]
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Stacey Daprile – Ambassador started the topic Blending Families, Blending Finances in the forum My journey 7 years, 6 months ago
Oh wow, my fifth anniversary is next week! It is crazy how fast time flies by. After 22 years of marriage, my first union ended in a divorce. Unfortunately, after my first husband left me, I learned some unexpected and life altering facts about our shared finances. When I chose to get remarried, I entered this union with an expectation of…[Read more]
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Stacey Daprile – Ambassador started the topic Blending Families, Blending Finances in the forum My journey 7 years, 6 months ago
Oh wow, my fifth anniversary is next week! It is crazy how fast time flies by. After 22 years of marriage, my first union ended in a divorce. Unfortunately, after my first husband left me, I learned some unexpected and life altering facts about our shared finances. When I chose to get remarried, I entered this union with an expectation of…[Read more]
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Stacey Daprile – Ambassador started the topic Blending Families, Blending Finances in the forum My journey 7 years, 6 months ago
Oh wow, my fifth anniversary is next week! It is crazy how fast time flies by. After 22 years of marriage, my first union ended in a divorce. Unfortunately, after my first husband left me, I learned some unexpected and life altering facts about our shared finances. When I choose to get remarried, I entered this union with an expectation of…[Read more]
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Stacey Daprile – Ambassador commented on the post, Webcast: Managing Your Money Over the Next Four Years 7 years, 6 months ago
While I really like the upswing in the market, it does have me a bit concerned. I feel it is based more on anticipation of tax reform that is still to come. And even when (if) it happens the true results are still […]
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