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Oh gosh, this is a touchy subject for sure. SUM180 CEO Carla Dearing actually wrote a blog post about it a few months ago. Carla’s advice, if you’re uncomfortable for any reason, is to find a way to gracefully and firmly say no. Refusing to lend money you can’t afford to spare doesn’t make you a bad person. You HAVE to take care of yoursel…[Read more]

Wow, that sounds like a real turning point, Kayla. Congratulations. I know exactly what you mean. The first time I did a spending tracking exercise, I was blown away and mortified to see where most of my money was going. (Wardrobe, eek. This was a long time ago…) I’m a visual person, so seeing my spending presented to me as a pie chart with a…[Read more]

I’m in the same boat — both self-employed and realizing that experiences are more valuable than possessions. Like Stacey mentioned above though, I’ve also come to understand that experiences don’t necessarily have to be expensive or involve a hotel or flight. In fact, my most recent experience was a weekend camping trip about an hour outside of…[Read more]

You’re right, Stacey! The one we had last year had people stopping by when we were still getting everything out…and that was like 6:30am!!

Thanks, Kayla! We actually postponed the garage sale until next weekend, but I would be more than happy to match what your parents did w/ $400 and less clutter.

Real estate can be a great investment – if you are willing to hold it long term. Right now housing prices are climbing, and in my area there is high demand. The houses that go onto the market are selling fast. But that is not always the case. When I went trough my divorce and we had to sell our family home in 2009, the prices were seriously…[Read more]

I whole-heartedly believe in experiences over possessions! Keep in mind that all experiences do not need to be the big ticket trip somewhere exotic. Experiences also include an afternoon massage, attending a sporting event, a free concert in the park, and a morning hike up to a beautiful ridge to take in the view.

The thing about taking the time…[Read more]

I haven’t had a garage sale in a long time, but the key to success was setting up and being ready early. Serious hunters start their day early! Good luck!

I love that you would be generous! I think setting up my own charitable foundation would be the best.

I love that it brings you confidence. For me it would be peace of mind because I would feel like I was prepared and ready to go!

This was me and itunes! I linked it to my credit card so that I wouldn’t charge my checking account and possibly overdraft it for simple $1.99 charge but I realized I wasn’t being mindful with the credit card. $.99 here and there really adds up.

I love Adobe and was considering it but I use Canva way too much and noticed I didn’t use photoshop much even when I had it for a year for free. It definitely helped me put things into perspective.

No judgement here! You’re so right. I was paying for Hulu and Netflix and barely watch either of them. I stayed with Netflix since my family uses it big time.

I’m definitely guilty of that too!

I had to admit how many subscriptions services I have anymore (including Tinder Plus, don’t judge), and it seriously adds up SO quickly. I’m about to cut the cord on a few of the video streaming subs I have. I literally think I have.. all but one anymore. Nobody needs that many, plus it’s way too easy to sit at home and binge watch every tv…[Read more]

Amazon is almost TOO easy to purchase from anymore! Especially since I have a card through them that’s directly linked to my banking account. I’m right there with you when I’m to the point of wanting to disconnect the cards!