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Cara Reynolds – SUM180 Community Manager replied to the topic Anyone Else Love Using Savings Apps Like Ebates + Ibotta? in the forum Grow your savings 7 years, 3 months ago
Wow, what a great suggestion. Thanks, Kayla! I’m like Antoinette – I tried eBates or something similar years ago, in the dinosaur days before apps – but it didn’t really work for me. If I’m going to use something consistently, it needs to be dead simple. Anyway, savings apps haven’t been on my radar at all before now, but this could really work…[Read more]
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Cara Reynolds – SUM180 Community Manager replied to the topic Cheap or Free Family Outings in the forum My journey 7 years, 3 months ago
Great topic, Stacey! I agree with you about flying kites on the beach. When I lived in the SF Bay Area, this was a super fun, relaxing way for the family spend a weekend afternoon, and it cost us absolutely nothing. If you don’t live near the beach, local parks are great too. These days, I’m lucky enough to have access to park areas that have…[Read more]
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Cara Reynolds – SUM180 Community Manager replied to the topic Relative Asking For Money in the forum SUM180: Our story 7 years, 3 months ago
Oh gosh, this is a touchy subject for sure. SUM180 CEO Carla Dearing actually wrote a blog post about it a few months ago. Carla’s advice, if you’re uncomfortable for any reason, is to find a way to gracefully and firmly say no. Refusing to lend money you can’t afford to spare doesn’t make you a bad person. You HAVE to take care of yoursel…[Read more]
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Cara Reynolds – SUM180 Community Manager replied to the topic Tracking All Of Our Expenses Has Been An Eye Opener in the forum Grow your savings 7 years, 3 months ago
Wow, that sounds like a real turning point, Kayla. Congratulations. I know exactly what you mean. The first time I did a spending tracking exercise, I was blown away and mortified to see where most of my money was going. (Wardrobe, eek. This was a long time ago…) I’m a visual person, so seeing my spending presented to me as a pie chart with a…[Read more]
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Cara Reynolds – SUM180 Community Manager wrote a new post, Webinar: Make Financial Success Work for Employees 7 years, 6 months ago
A few days ago, Shortlister hosted me in a “Meet-a-Vendor” webinar in which I talked about how to make financial wellness work for employees through small, personalized and actionable steps.
I’ve written her […]
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Cara Reynolds – SUM180 Community Manager replied to the topic Saying No to Family Members in the forum My journey 7 years, 6 months ago
Hi Antoinette! I’ve been on both sides of this question, and I know it’s a tough one. Carla Dearing wrote a great blog post about it: Lending money to family or friends
Carla’s post covers other aspects of the topic (eg charging interest on loans to family members) but here’s what she wrote about your question specifically:
“Understand your own…[Read more] -
Cara Reynolds – SUM180 Community Manager replied to the topic Is the Amazon Prime Credit Card a good deal? in the forum Manage your debt 7 years, 10 months ago
Hi! I’ve stuck with the same credit card for years, too. Mine gives me air miles – but also lets me exchange my miles for free merchandise from an online “store.” In the years when I haven’t needed free travel, I’ve gotten a new Macbook Air, an iPad, a really high end digital camera, among other things. I think choosing the right credit card…[Read more]
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Cara Reynolds – SUM180 Community Manager started the topic What's your financial New Year's resolution? in the forum Grow your savings 7 years, 10 months ago
I’m inspired by the story I just read about one woman who did a “no spend year” and saved over $20,000. I probably can’t be as disciplined as she was, but I think I can take a step in the right direction.
My resolutions for 2017:
– I will spend ZERO money on my financial Achilles heel: shoes, purses, and other wardrobe items.
– No new tech…[Read more] -
Cara Reynolds – SUM180 Community Manager replied to the topic Getting Spouse On Board in the forum Manage your debt 8 years, 1 month ago
Laura, I really sympathize – I’ve been in a relationship with similar dynamics. In my case, my partner was very knowledgeable and authoritative in most aspects of his life; he was usually the smartest person in the room and used to being in charge. Professionally that worked fine, but when it came to handling household finances, he didn’t always…[Read more]
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Cara Reynolds – SUM180 Community Manager replied to the topic PrePay Cremation, Good idea or not? in the forum Grow your savings 8 years, 4 months ago
Hi Haralee! My sisters and I have been thinking about these questions too, ever since our mother passed away earlier this year. On prepayment, I’ve done a little reading that suggests it may be more trouble than it’s worth. For example, if you prepay but the funeral establishment goes out of business or changes management, your contract may not be…[Read more]
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Cara Reynolds – SUM180 Community Manager posted an update 8 years, 5 months ago
Here’s a great tip from Suzanne about finding unclaimed funds (usually from forgotten accounts). I checked and didn’t find any unclaimed money for myself, but maybe you will! Good luck!
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Cara Reynolds – SUM180 Community Manager started the topic 7 Reasons You Should Take A “No Spend Month”? in the forum Grow your savings 8 years, 5 months ago
A few of us here in the community have been talking about what it means to take a “No Spend Month.” The conversation was started by Stacey, who posted that she and her husband take a No Spend Month several times a year.
What is a No Spend Month? In essence, it is:
– A month-long break from your normal spending patterns
– You may spend mon…[Read more] -
Cara Reynolds – SUM180 Community Manager replied to the topic A "No Spend" Month in the forum Grow your savings 8 years, 6 months ago
I really like this idea, Stacey. Sort of like a juice fast, but for spending. It could be a good way for me to step back, become more mindful, and “cleanse” myself of spending habits that have become automatic. I think I take for certain expenses too much for granted. Just sorting my expenses into “wants” vs “needs” could be real eye opener!
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Cara Reynolds – SUM180 Community Manager started the topic Use the Spending Tracker to understand where your money goes in the forum Manage your debt 8 years, 7 months ago
When you understand where your money goes, it’s easier to make changes that move you closer to your financial goals.
That’s why the SUM180 team designed Spending Tracker, a tool that gives you a clear snapshot of where your money is going. With that information, you can make better decisions about your spending and can direct your money where y…[Read more]
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Cara Reynolds – SUM180 Community Manager started the topic Use the Spending Tracker to understand where your money goes in the forum Manage your debt 8 years, 7 months ago
When you understand where your money goes, it’s easier to make changes that move you closer to your financial goals.
That’s why the SUM180 team designed Spending Tracker, a tool that gives you a clear snapshot of where your money is going. With that information, you can make better decisions about your spending and can direct your money where y…[Read more]
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Cara Reynolds – SUM180 Community Manager started the topic Use the Spending Tracker to understand where your money goes in the forum Manage your debt 8 years, 7 months ago
When you understand where your money goes, it’s easier to make changes that move you closer to your financial goals.
That’s why the SUM180 team designed Spending Tracker, a tool that gives you a clear snapshot of where your money is going. With that information, you can make better decisions about where to spend less so you can direct our m…[Read more]
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Cara Reynolds – SUM180 Community Manager started the topic Use the Spending Tracker to understand where your money goes in the forum Manage your debt 8 years, 7 months ago
When you understand where your money goes, it’s easier to make changes that move you closer to your financial goals.
That’s why the SUM180 team designed Spending Tracker, a tool that gives you a clear snapshot of where your money is going. With that information, you can make better decisions about where to spend less so you can direct our m…[Read more]
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Cara Reynolds – SUM180 Community Manager started the topic Use the Spending Tracker to understand where your money goes in the forum Manage your debt 8 years, 7 months ago
When you understand where your money goes, it’s easier to make changes that move you closer to your financial goals.
That’s why the SUM180 team designed Spending Tracker, a tool that gives you a clear snapshot of where your money is going. With that information, you can make better decisions about where to spend less so we can direct our m…[Read more]
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Cara Reynolds – SUM180 Community Manager started the topic Use the Spending Tracker to understand where your money goes in the forum Manage your debt 8 years, 7 months ago
When you understand where your money goes, it’s easier to make changes that move you closer to your financial goals.
That’s why the SUM180 team designed Spending Tracker, a tool that gives you a clear snapshot of where your money is going. With that information, you can make better decisions about where to spend less so we can direct our m…[Read more]
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Cara Reynolds – SUM180 Community Manager started the topic Use the Spending Tracker to understand where your money goes in the forum Manage your debt 8 years, 7 months ago
When you understand where your money goes, it’s easier to make changes that move you closer to your financial goals.
That’s why the SUM180 team designed Spending Tracker, a tool that gives you a clear snapshot of where our money is going. With that information, you can make better decisions about where to spend less so we can direct our money w…[Read more]
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