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I love to save money wherever possible, but when it comes to coupons, I don’t think the time and trouble is worth it. I used to clip them but when the time came, I always ended up leaving them behind or not finding the coupons I needed in my big stack of coupons! I’d rather shop somewhere that has low prices.

I’d love to know if anyone has found…[Read more]

I never heard of Raise.com before! You guys are full of good ideas. Thanks for the tip, Kelby, and thanks for asking the question, Antoinette!

Wow, Kayla, I was just talking with my sisters about doing this! They weren’t on board with the concept – it’s hard to break the shopping habit – but I think it’s a great way to save money and also be more mindful in general, and appreciate what we have.

Couldn’t agree with this idea more! Such a great concept, and I do the same myself. I think my years in retail made that habit a little easier.

I cut down to basics every season as the weather changes and donate everything I don’t wear/need to a shelter in my area.

A little over a year ago I tried (what I believe was) a capsule wardrobe and only kept somewhere around 30-ish items of clothes for several months. I loved it, but somewhere along the way I began adding a few items here and there, and now my closet is pretty much back to the way it was when I started out. I just finished re-watching the Minimalism…[Read more]

I remember that time very well! With both of our daughters, we cut back on everything that wasn’t absolutely essential. Saved us a ton and we actually continued a few of the habits once things were financially back on track.

Thank you, Carla! Yes, will definitely be working on increasing that emergency fund! 🙂

I love the idea of gifting kids money or some kind of investment that will grow in the future. I can’t wait for our little one to get old enough to understand the basic concepts of saving up for things and teaching her financial lessons along the way!

How cool! I didn’t know you could sell gift cards online. That definitely makes sense. No point in holding onto a card that you’ll never use when you could trade it in for something else.

Now that I’ll be taking care of our newborn, I’ll be cutting back on my hours meaning we’ll have a whole lot less income coming in. For that reason, we’ll be taking a much closer look at our budget and reducing as many unnecessary costs as possible.

I would sell it. Have you ever tried Raise.com? I’ve never used the service, but from what I can tell it may be a good way to sell the gift card you’re not using for cash and you can even buy a discounted gift card to a store that you typically shop at.

I agree! I think I’ll just hold on to the gift card for a while and see if a better opportunity presents itself in the future.