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Zipporah Sandler – Ambassador started the topic Upgrades that increase your home value in the forum Buy a house 7 years, 6 months ago
Now that I’ve been in my home for almost two years, I’ve got some ideas of what I’d like to do. Before moving in we took care of a few of the cosmetics by painting the interior, removing some kitchen cabinets to open up the look of the area (adding some lighting in the area) and pulling up the ugly pink carpeting and putting new floors down. All…[Read more]
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Zipporah Sandler – Ambassador replied to the topic Second home options in the forum Buy a house 7 years, 6 months ago
Thank you both for the great ideas.
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Zipporah Sandler – Ambassador replied to the topic Knowing Your Social Security Benefits in the forum Plan your retirement 7 years, 7 months ago
My husband and I are both on social security and it is truly an eye opener. While we COULD live on the amount that we receive if we were frugal, each year it would be tighter and tighter.
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Zipporah Sandler – Ambassador started the topic How to save a million dollars? in the forum Grow your savings 7 years, 7 months ago
I just finished reading an article about how much you’d have to save each month in order to amass a million dollars in 10 years. While the whole concept of SAVING a million dollars somehow feels strange to me (vs. earning or investing), I was curious.
It turns out that you’d need to save $4964 each month for the next ten years (this is based on…[Read more]
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Zipporah Sandler – Ambassador started the topic How to save a million dollars? in the forum Grow your savings 7 years, 7 months ago
I just finished reading an article about how much you’d have to save each month in order to amass a million dollars in 10 years. While the whole concept of SAVING a million dollars somehow feels strange to me (vs. earning or investing), I was curious.
It turns out that you’d need to save $4964 each month for the next ten years (this is based on…[Read more]
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Zipporah Sandler – Ambassador started the topic How to save a million dollars? in the forum Grow your savings 7 years, 7 months ago
I just finished reading an article about how much you’d have to save each month in order to amass a million dollars in 10 years. While the whole concept of SAVING a million dollars somehow feels strange to me (vs. earning or investing), I was curious.
It turns out that you’d need to save $4964 each month for the next ten years (this is based on…[Read more]
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Zipporah Sandler – Ambassador started the topic Second home options in the forum Buy a house 7 years, 7 months ago
Let me begin by saying that we don’t have a lot of money, but I’m a New Englander living in Florida. I’ve begun thinking that after 12 years of living here year round, that rather than take our two vacations a year up north and spending all of that money on hotels that I’d like to have little place to call our second home. It doesn’t have to be…[Read more]
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Zipporah Sandler – Ambassador replied to the topic Where to find money – really FOUND MONEY in the forum Grow your savings 7 years, 7 months ago
Yay! Looks like ya’ll found some money!
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Zipporah Sandler – Ambassador replied to the topic Money Saving Apps in the forum Grow your savings 7 years, 7 months ago
I’m following along. Right now I don’t use any apps for saving money and I keep thinking that I should. Off to check out Acorn!
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Zipporah Sandler – Ambassador started the topic Where to find money – really FOUND MONEY in the forum Grow your savings 7 years, 7 months ago
Yesterday my son was looking for his birth certificate. He had left a box of papers at my house, and found it in with old bank statements, etc. He also found a proxy vote form for a stock that he didn’t know he had. I remembered that a friend of ours had bought him a $100 worth of a stock when he was born. The account number was on the form, so…[Read more]
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Zipporah Sandler – Ambassador started the topic Found money in the forum Grow your savings 7 years, 7 months ago
Yesterday my son was looking for his birth certificate. He had left a box of papers at my house, and found it in with old bank statements, etc. He also found a proxy vote form for a stock that he didn’t know he had. I remembered that a friend of ours had bought him a $100 worth of a stock when he was born. The account number was on the form, so he…[Read more]
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Zipporah Sandler – Ambassador started the topic Found money in the forum Build your investments 7 years, 7 months ago
Yesterday my son was looking for his birth certificate. He had left a box of papers at my house, and found it in with old bank statements, etc. He also found a proxy vote form for a stock that he didn’t know he had. I remembered that a friend of ours had bought him a $100 worth of a stock when he was born. The account number was on the form, so he…[Read more]
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Zipporah Sandler – Ambassador replied to the topic While we're talking cars in the forum Manage your debt 7 years, 7 months ago
In terms of wriggle room, it depends. Each car manufacturer is different when it comes to new cars. In many cases it’s only a 5% markup from invoice price (high end luxury cars tend to have more of a markup – in the 7% – 10% range). BUT, manufacturers often give incentives and rebates to the dealerships, making their profit higher.
Used cars are…[Read more]
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Zipporah Sandler – Ambassador started the topic While we're talking cars in the forum Manage your debt 7 years, 7 months ago
I grew up in the wholesale automobile business. My grandfather was a car dealer, my dad was a wholesale dealer and even my husband went into the business later on. I grew up washing cars, driving to pick cars up at the auctions, moving cars around the lot, and chasing down titles.
I learned how to negotiate a deal at an early age, went to the…[Read more]
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Zipporah Sandler – Ambassador started the topic Wedding Bells – How do I keep this at a minimum? in the forum Manage your debt 7 years, 7 months ago
In 9 weeks, 3 days, and 11 hours I will be the mother of a newly married son. I thought my job would be easy….all I have to do is help with the guest list, buy a dress (hubby will get a suit at the store that the kids have chosen to do their groomsmen) and throw the rehearsal dinner.
How much could that cost?
I asked the bride to be how many…[Read more]
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Zipporah Sandler – Ambassador replied to the topic Saving for a New Car in the forum Manage your debt 7 years, 7 months ago
I grew up in the automobile business (daughter of a wholesaler), and married a man who fell in love with the business and became an auto buyer. I’ve learned that a $9,000 car gets you to the same place at the same time as a $90,000 car. When I shop for cars, whether it be new or certified used is to look at the warranty.
BTW: I am 67 years old…[Read more]
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Zipporah Sandler – Ambassador replied to the topic Making saving sexy in the forum Grow your savings 7 years, 7 months ago
I need to go on a closet safari soon. I have old dresses that I haven’t worn in years packed in a box. It’s time to take them out, try them on and see what they look like again…then add some great accessories I have lying around.
Thanks for the reminder.
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Zipporah Sandler – Ambassador started the topic Making saving sexy in the forum Grow your savings 7 years, 8 months ago
The first thing that I notice when I come to these forums is that there is more chatting on debt & spending than on saving. It made me realize just how boring saving can be. There is no thrill of the purchase, the bucket list, etc. Especially when the saving is to put away money just in case of emergency or something that’s not purchase…[Read more]
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Zipporah Sandler – Ambassador started the topic Making saving sexy in the forum Grow your savings 7 years, 8 months ago
The first thing that I notice when I come to these forums is that there is more chatting on debt & spending than on saving. It made me realize just how boring saving can be. There is no thrill of the purchase, the bucket list, etc. Especially when the saving is to put away money just in case of emergency or something that’s not purchase…[Read more]
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Zipporah Sandler – Ambassador started the topic Those super-expensive credit cards with BIG perks in the forum Manage your debt 7 years, 8 months ago
I am a traveler. More specifically, I am a travel journalist and blogger. I spend a LOT of time in airports, on planes, in hotels, etc. Just this past week I was on my way home from a Canadian press trip and I luckily got to sit next to another person that I knew who was on the same plane.
We both had 2 hour layovers at the same airport…same…[Read more]
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