Zipporah Sandler – Ambassador

One of the ways that we have begun to take steps to invest more is to make a little game of it. While we’ve laddered our CD’s, balanced with some bonds, and tried to be conservative with our mutual funds, we knew that we wanted a little more FUN in our portfolio.

Like many people, we empty our pockets of loose change at the end of each day into…[Read more]

One of the ways that we have begun to take steps to invest more is to make a little game of it. While we’ve laddered our CD’s, balanced with some bonds, and tried not to be conservative with our mutual funds, we knew that we wanted a little more FUN in our portfolio.

Like many people, we empty our pockets of loose change at the end of each day…[Read more]

Last week I looked into my wallet and realized that it needed to be cleaned out. There were old receipts, an expired Metro card, and lots those cards from stores where I shop. There were also 3 credit cards and 2 debit cards (from 2 different accounts). Which got me to thinking…

HOW MANY CREDIT CARDS DO I ACTUALLY NEED?

Having gotten into…[Read more]

Last week I looked into my wallet and realized that it needed to be cleaned out. There were old receipts, a deads metro card, and lots those cards from stores where I shop. There were also 3 credit cards and 2 debit cards (from 2 different accounts). Which got me to thinking…

HOW MANY CREDIT CARDS DO I ACTUALLY NEED?

Having gotten into trouble…[Read more]

As a young family with a one year old, I remember feeling afraid to spend any money on what I considered luxury items. I had been invited to a wedding and wanted a new dress and happened to fall in love with one that was out of my spending comfort zone. I agonized over buying that dress. My husband (the spender of the family) couldn’t understand…[Read more]

I have to preface this post by saying that I’m a gambler who’s learned to be more conservative. I still have this get quick rich mentality (I just love playing blackjack), but at the same time I realize that I have a good chance of losing it all if I bet my investments that way. Spending a few dollars on a night out is one thing, losing my life…[Read more]

63 hit me like a ton of bricks this year. My husband turns 65 and spent a good deal of the year in and out of the hospital with multiple problems. It made me think about what we could handle financially and what we couldn’t if he had to go into a long-term care facility.

I’ll be honest, I’m one of those who thinks I’ll be able to take care of him…[Read more]

They say that opposites attract. I suppose that’s true, as my husband and I are extreme opposites in so many ways. While it wasn’t love at first site (we were good friends), I thought I knew him well. What I neglected to see was that he hates money. He MUST hate it, because he insists on throwing it away. Of course, if I’m being completely honest,…[Read more]

They say that opposites attract. I suppose that’s true, as my husband and I are extreme opposites in so many ways. While it wasn’t love at first site (we were good friends), I thought I knew him well. What I neglected to see was that he hates money. He MUST hate it, because he insists on throwing it away. Of course, if I’m being completely honest,…[Read more]

They say that opposites attract. I suppose that’s true, as my husband and I are extreme opposites in so many ways. While it wasn’t love at first site (we were good friends), I thought I knew him well. What I neglected to see was that he hates money. He MUST hate it, because he insists on throwing it away. Of course, if I’m being completely honest,…[Read more]

While those who are younger are scrambling to see what happens once the Affordable Care Act is scrubbed, those of us who are either over 65 or on disability are trying to figure out what our options are for our own health coverage. The system is not as simple as it looks. My husband and I have had Medicare part A, B, C & D for a few years now and…[Read more]

While those who are younger are scrambling to see what happens once the Affordable Care Act is scrubbed, those of us who are either over 65 or on disability are trying to figure out what our options are for our own health coverage. The system is not as simple as it looks. My husband and I have had Medicare part A, B, C & D for a few years now and…[Read more]

One of my biggest key learnings from my SUM180 plan was that even though I’m legally retired, because I do still work part time, I can still sock away up to $2400 per year in a retirement account. At 62, I believe that gives me an extra 8 years.

Because my income provides the “EXTRAS” vs. having to live on it, I won’t feel the punch now, and…[Read more]