April 26, 2017 at 4:13 am #2546
The first thing that I notice when I come to these forums is that there is more chatting on debt & spending than on saving. It made me realize just how boring saving can be. There is no thrill of the purchase, the bucket list, etc. Especially when the saving is to put away money just in case of emergency or something that’s not purchase focused.
As a spender, I fall into that trap of thinking that purchasing something is a lot more fun than saving. I know that I need to make saving JUST as exciting as spending is for me. The only way that I know how to do this is by creating a WHY I SHOULD SAVE LIST.
1. By saving I’ll have less sleepless nights and look GORGEOUS as a result. OK, well maybe not gorgeous, but I do know that I toss and turn worrying about money more than anything else. If eliminating the stress of not having a cushion in case something happens is turned into a beauty routine….then BRING IT ON.
2. If I cut back on junk foods I’ll lose weight. That’s where the sexy comes in. At 63 I want to look FAB-U-LOUS and if I save the money that I would have spent on picking up a candy bar or a bag of cookies, I’ll justify it as my weight loss routine. It’s a LOT easier than counting calories.
3. I’ll get more business savvy…especially after calling my credit card company, my cable company, and my cell phone company to renegotiate my rates.
4. I’ll become the top barista around. Because I’m not giving up my large-half-caff-double shot-extrafoam-latte, but I’ll be making it at home (disclosure: I’m a former barista & can make those fancy-schmancy coffee drinks in my sleep).
What other things can we do to make saving a bit more…well…SEXY?April 26, 2017 at 2:10 pm #2554
Boost your creativity! When I don’t run out and buy a new dress, shirt or necklace, I am forced to use my right brain and dig deeper in my closet. Inevitably, I find a long forgotten top that is back in style or a bracelet I have not put on in years but LOVE. Not only do I look as good as I would have with that new outfit, I am “richer” for it!May 3, 2017 at 4:28 am #2571
I need to go on a closet safari soon. I have old dresses that I haven’t worn in years packed in a box. It’s time to take them out, try them on and see what they look like again…then add some great accessories I have lying around.
Thanks for the reminder.June 21, 2017 at 4:02 pm #2845
Maybe I’m crazy, but I’m the opposite lol. I LOVE saving – to the point that it’s actually a bit of a problem. My hubby loves to spend, while I prefer to put money away, but it’s all about balance, right? Soooo yea, I’m working on that! I get so much satisfaction from looking at my accounts and seeing that I have a really nice cushion. And when I do occasionally splurge on something, I immediately feel a sense of buyer’s remorse that doesn’t even allow me to enjoy what I bought. Hopefully one of these days I’ll have enough money saved where I’ll cut myself a little more slack, but until then, I’ll keep saving. 🙂December 23, 2017 at 8:57 am #5876
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I like to make challenges for myself. I love doing the 52 week money challenge because its not only something to look forward to but it acts as a guide too.January 10, 2018 at 11:59 am #6191
For me I think it takes a shift from thinking “saving => spending” to “saving = freedom”. I used to have the right mindset but over time I’ve fallen into the trap of focusing on what I can spend instead of on the freedom to do what really matters most to me.January 21, 2018 at 10:12 am #6384
I’m definitely not the best at saving! But I find that inadvertent saving, like being on Whole30, has been a great way for me to save more than usual and allow me to make bigger purchases to outfit my house and things of that nature. Where as before I was spending the money on foods and drinks when I have plenty of food and drinks at home!