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Josh Johnson – Ambassador replied to the topic iTunes + Amazon Purchases Are Killing Our Budget in the forum Grow your savings 7 years, 4 months ago
Amazon is almost TOO easy to purchase from anymore! Especially since I have a card through them that’s directly linked to my banking account. I’m right there with you when I’m to the point of wanting to disconnect the cards!
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Josh Johnson – Ambassador started the topic Experience vs. Possessions in the forum My journey 7 years, 4 months ago
Getting to the point in my life where I’m more concerned and interested in purchasing experiences vs. possessions. Being a self-employed person it can be hard to take the plunge and spend the money on a flight or a hotel, but at the end of the day I’m beginning to realize those are things I’ll never forget. Whereas a new gaming system or latest…[Read more]
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Josh Johnson – Ambassador replied to the topic Does It Really Matter Where You Go To College? in the forum My journey 7 years, 4 months ago
I didn’t go to college whatsoever (minus a quick stint in business school) and am very successful in my field and living a well rounded happy life. I don’t think college is technically a good fit for everyone!
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Josh Johnson – Ambassador started the topic Life Changes in the forum My journey 7 years, 4 months ago
When it rains, it definitely pours. I’m going through some serious life changes, including a breakup, a big move, and an insanely jam-packed work schedule. I’ve been a lot better about watching my spending and focusing on saving for large experiences, like travel, but these last few months have been harder for me. Between buying new furniture,…[Read more]
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Josh Johnson – Ambassador started the topic Deciding On What To Invest In in the forum Build your investments 7 years, 7 months ago
As a business owner I’m often times faced with the challenge of wondering what really is worth the investment. That conference that I go to every year, learn very little, but is a great chance to network? Is it REALLY worth the investment? Who knows. Certainly not me. But the funny thing about being your own boss is that you get to figure these…[Read more]
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Josh Johnson – Ambassador replied to the topic Making The Most Of A Pay Raise in the forum Grow your savings 7 years, 7 months ago
This is an amazing idea! And I wish I was better at saving, but I couldn’t agree more – more money is definitely a great chance to invest/save vs. splurge.
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Josh Johnson – Ambassador replied to the topic Where to find money – really FOUND MONEY in the forum Grow your savings 7 years, 7 months ago
This is a great post AND resource! Thank you for sharing, definitely going to have to do some digging of my own now.
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Josh Johnson – Ambassador replied to the topic Saving as a Couple in the forum My journey 7 years, 7 months ago
Couldn’t agree more Carla! Can’t wait to hear how you guys play into the other’s strengths.
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Josh Johnson – Ambassador started the topic Money Saving Apps in the forum Grow your savings 7 years, 7 months ago
I’ve always been the worst at saving money, and I’ve literally always been the kind of person with that “money burns a hole in my pocket” mentality. The older I’ve gotten the more I realize that needs to change, especially since I’m a self-employed person. But old habits definitely die hard!
Over the last couple of years though I’ve been trying…[Read more]
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Josh Johnson – Ambassador replied to the topic Self-employed Retirement Plan in the forum Build your investments 7 years, 7 months ago
As a business owner myself, this is something I’ve spent many a sleepless night contemplating. It’s good to know that there are actual options for someone like me and for self-employed people, everywhere.
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Josh Johnson – Ambassador started the topic Saving as a Couple in the forum My journey 7 years, 7 months ago
While I like to think that I’ve become pretty good at managing my own finances, navigating the financial world with a partner is a whole new animal. This past year I’ve entered into my first real-deal relationship and, while that’s all great and amazing, it has presented its own set of challenges.
As a solo business owner and someone who has been…[Read more] -
Josh Johnson – Ambassador replied to the topic Paying Off Your Monthly Credit Card Balance in the forum Manage your debt 7 years, 7 months ago
Thanks so much for your input! It always feels good to know that I’m not the only one out there who has been through this.
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Josh Johnson – Ambassador replied to the topic How to Buy a Home As a Small Business Owner? in the forum Buy a house 7 years, 8 months ago
In my quest to purchase my first home, I’ve come to realize that it really all comes down to saving for that down payment. It can seem daunting but you’ll be surprised how quickly money adds up when you start to cut corners on needless expenses. Also, the process of saving can really help to simplify your life, which is a pretty great thing.
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Josh Johnson – Ambassador started the topic Paying Off Your Monthly Credit Card Balance in the forum Manage your debt 7 years, 8 months ago
As a younger man, I wish someone would have told me that credit cards should be paid off ENTIRELY every single month. When I signed up for my first card the terms: APR, interest, and fees were all words I was aware of, but really had no idea about. All I knew was that I could suddenly afford things that would have taken me months to save for and I…[Read more]