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Yep, those little subscriptions kill us big time. And yea, my hubby and iTunes are way too friendly these days. It’s so easy to think like, “oh it’s only $3.99 or $5.99 to rent a movie.” But that $5.99 can quickly turn into $40-$50 a month if you’re not careful. I definitely make it a point to watch these expenses and if I don’t see any progress…[Read more]

You know, I wish I had more money to donate myself, but things are a little tough these days with a little one on the way. I’ve found that donating my time and donating old clothes I no longer wear are still ways I can give back without it hurting my bank account so much. That being said, I hope to eventually be at a point where I can be as…[Read more]

I love that you’re thinking about teaching your daughter about money! Although I didn’t have a bank account myself until I was in high school, I do remember my parents teaching me about saving up for really special purchases. We’d sit down and think about one toy that I really really wanted and then they’d tell me how much that toy cost. Once I…[Read more]

Thanks, Kayla and Antoinette…glad to know I’m not alone! I’ll take your advice and hopefully that’ll help me press the reset button.

My strategy is to create a list of things I NEED or that I know I want to give as a gift. No browsing or picking up things just because they are on sale. It also helps because you can possibly avoid things that will be sold out. I needed a bed and was able to score a King Size bed for $300! Didn’t have to stand in line or go super early. I just…[Read more]

I can definitely relate to what you are going through. I had many big purchases and unexpected expenses with moving over the summer. I’m just now recovering. What helps is if you revisit your budget. You may be going overboard because you don’t have true numbers for your expenses or even just your allowance. See if that helps 🙂

Kelby – I feel you! The hubby and I have been totally off our budget the last few months, but it’s because we’re preparing for our new baby that’ll be arriving this December. There have been so many crazy expenses we’ve been dealing with, but I keep on telling myself that most of these are one-time purchases. Once she gets here, sure, there will…[Read more]

I’m actually facing a similar dilemma, as I just ended my contract at a co-working space I had been using for a little over a year. It was a great space, with really creative and helpful people, but for me, the commute (30-45 mins each way) started to become too much. The cost at $250/mth was not a huge issue because I felt like I was getting a…[Read more]

I think the best bet is to look at the overall fees and then to use a debt calculator to see how long it would take if you kept the loans separate or if you lumped them into a jumbo mortgage.

That is amazing Kayla! Compound interest is definitely a real thing!

You hit my soft spot when you said iTunes… My pitfall is game purchases. I don’t play often but when I do I spend way too much money on purchasing extra “lifes.”

One thing that has kept me on budget with coffee is using the coffee shop app. My favorite is Dunkin. I preload it with my budget and that’s all I get. Plus they also have really good…[Read more]