Too many of the Millennials don’t know how credit cards work – and that can lead them to costly mistakes.
Tag: blog post
5 Simple Tricks for Financial Self-Care
Posted on Categories Grow your savings, How to save, Navigate life changes1 Comment on 5 Simple Tricks for Financial Self-CareA healthy approach to dealing with your money isn’t always about focusing on big, long-term goals. Some of the most important things you can do regarding your money are simple tricks that build the foundation for your long-term financial wellbeing.
Hitting the Reset Button Financially: 3 steps to get started
Posted on Categories Grow your savings, Navigate life changesLeave a comment on Hitting the Reset Button Financially: 3 steps to get startedThe end of the year is a good time to hit the reset button in general. This includes taking stock of your financial picture, regardless of where you stand at the moment. And, in fact, if you’re feeling uncertain or worried about your financial picture, this step becomes even more important. Think of year-end as a time to step back, reflect, and reassess where you are financially – to take in the bigger picture – so you can make thoughtful, confident decisions about how to move forward in the coming year.
The best way to pay off student debt
Posted on Categories Manage your debt2 Comments on The best way to pay off student debt3 money lessons to pass on to our children
Posted on Categories How to saveLeave a comment on 3 money lessons to pass on to our childrenInvesting Basics for Financial Wellness
Posted on Categories Financial wellness, How to invest1 Comment on Investing Basics for Financial WellnessIf employers are choosing to focus on educating their employees on how to build and manage an investment portfolio, then, it’s vital to get it right. This means starting with and emphasizing the basics of building an investment portfolio that has, first and foremost, a strong and balanced core allocation to growth and income investments, with the right amount of cash holdings (not too much) and, only when that is in place, the addition of aggressive growth investments.
How Much House Can You Really Afford?
Posted on Categories Buy a houseLeave a comment on How Much House Can You Really Afford?For many of us, “home” means sanctuary, family, the place where we replenish ourselves, and feel safe and grounded. For this reason, when the time comes for us to choose and buy our own home, the decision is often deeply emotional – or even impulsive. With everything else that “home” means, however, it is also one of the biggest investments you will ever make. This means you must enter into it rationally, and with care.
3 Ways to Right-Size Your Spending
Posted on Categories How to save1 Comment on 3 Ways to Right-Size Your SpendingIf you find yourself unable to pay off your credit card balance every month, then by definition you are living beyond your means. Allowing this situation to continue can have serious consequences for your financial security, now and into the future. Time to look for ways to adjust your spending!
12 Tips for Overcoming Financial Stress
Posted on Categories Grow your savings, Manage your debtLeave a comment on 12 Tips for Overcoming Financial StressMany people deal with financial stress a lot like they deal with their health; that is, they ignore it for as long as possible and hope it works itself out. Even individuals who know what they should do are often unable to overcome the barriers that keep them from taking action.
4 tips to tame credit card debt
Posted on Categories Manage your debtLeave a comment on 4 tips to tame credit card debtNot everyone carries a balance on their credit cards from month to month, but for those who do, the average balance per household is now $9,600. That’s about 17% of the average U.S. household income! Here are some strategies you can use to help pay off your credit cards.