If you find yourself unable to pay off your credit card balance every month, then by definition you are living beyond your means. Allowing this situation to continue can have serious consequences for your financial security, now and into the future. Time to look for ways to adjust your spending!

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Many surveys have shown that Millennial women tend to carry more debt than Millennial men, and that they make less money to boot. To compound matters, undersaving for retirement is common for men and women of all ages. If you’re a Millennial woman, here are some steps you can you take to help level the playing field and secure your financial future.

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It’s time to pause, take a step back, and reset your feelings and expectations when it comes to dealing with your money. This fundamental shift within you is what will make other important changes possible.

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