A healthy approach to dealing with your money isn’t always about focusing on big, long-term goals. Some of the most important things you can do regarding your money are simple tricks that build the foundation for your long-term financial wellbeing.

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It’s time to pause, take a step back, and reset your feelings and expectations when it comes to dealing with your money. This fundamental shift within you is what will make other important changes possible.

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If you want to work towards your longer-term financial security, you need to free up funds to do so – but how? One suggestion: participate in the “sharing economy,” now dead simple, thanks to the Internet. By sharing, renting, or bartering, you’ll reduce your expenses and/or earn a little extra income. Before you know it, you may find yourself with extra funds to fatten your savings account or invest in the other building blocks of your financial security.

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Getting so caught up in the madness of holiday gift-buying that we lose control of our spending is easy, but not inevitable. This year, if you want to avoid a raging case of post-holiday buyer’s remorse and a pile of credit card debt that you’ll be paying off for months to come, resolve to follow these simple guidelines.

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