If employers are choosing to focus on educating their employees on how to build and manage an investment portfolio, then, it’s vital to get it right. This means starting with and emphasizing the basics of building an investment portfolio that has, first and foremost, a strong and balanced core allocation to growth and income investments, with the right amount of cash holdings (not too much) and, only when that is in place, the addition of aggressive growth investments.
Contrary to just about everything you hear, you don’t have to “learn investing” before doing it. The truth is, you can get started in just a few simple steps.
Millennials see the media coverage frequently granted to celebrity investors making big, splashy returns on the high-risk Bitcoin investments, but rarely does the media point out these high-flying investors probably have an enormous and well-diversified portfolio to begin with. These risky bets represent only their “aggressive growth” holdings – i.e., the part of their portfolio that they can afford to lose.