All Activity

This is a tough one. I wonder whether you can identify two or three regular expenses that you can eliminate, and then put the resulting savings into your retirement fund directly? I know, it’s easier said than done…

For me the first sacrifice would probably my cell phone bill. I have a pretty indulgent plan and I could save a hundred dollars a…[Read more]

This is a tough one. I wonder whether you can identify two or three regular expenses that you can eliminate, and put the resulting savings into retirement fund directly? I know, it’s easier said than done…

For me the first sacrifice would probably my cell phone bill. I have a pretty indulgent plan and I could save a hundred dollars a month, or…[Read more]

Hi Josh! I’ve been in your position, and I admit I’m usually too embarrassed to remind my friends to repay me. This is NOT a sustainable situation, on my budget!

Carla Dearing wrote a post about our predicament, here:
How to split the bill with grace: Cost-sharing etiquette for casual, professional, and romantic situations

Carla offers great…[Read more]

Hah, my parents asked me what I wanted yesterday for Christmas and this SERIOUSLY came at the top of the list. That and a few high tickets items like furniture pieces for my new apartment. I think it’s great idea! And it’s something you actually need not want.

Wasn’t ever a rate shopper until recently, but it’s definitely something I’m paying more and more attention to as I get older! You are right though, it’s hard to find a good one.

I think this is a great idea! I’m way too guilty of clicking through and purchasing things that I get in email that I in no way/shape/form actually need or really wanted until I saw it come through my inbox.

Love that the new iOS offers a super easy way to unsubscribe from these emails directly from your inbox!

I’m on the Dave Ramsey plan and yep – that’s what he teaches. Pay off debt before contributing to retirement. I’m currently in the same boat because I’m contributing to retirement and still have about $12k of debt left to pay (my car). I’m trying to convince my hubby to temporarily stop our retirement contributions until we’ve finished paying off…[Read more]

I’m with Kayla. I’ve had the same savings account for as long as I can remember and the small increase in rate that I might receive by switching banks doesn’t really seem worth the effort.

Oooo a pup on a plane is definitely going to be an extra expense. I have a lot of friends who swear by AirBnB to save money on their out-of-town stays. I think that sites like Groupon and Living Social also have pretty good deals on hotels too. As far as flights go, I just try to book as far in advance as possible, but I haven’t done much…[Read more]

Goodness I’ve had the same savings account since I was like 16 years old lol. When it comes to my regular banking accounts (checking/savings) the interest I earn on my savings is so little that I’ve never thought of looking to switch.

I think this would help so much. I’ve always wanted to do grocery delivery but some services that only give you a few choices or dinner options aren’t the best for my picky eating. I also love that this is a little more instant rather than the grocery story where you may have to order much further in advance. I’m definitely going to check out this company.

The only thing that really has proven to be a good way to save time and time ago is just planning as early as possible. Booking that air travel early seems to be the best way to go.

I also preplan any activities so that I can find the coupons and deals for those things before I go. It helps me stick to a budget as well.

I think that’s a good idea Kayla! Copays are expensive lol

Totally agree Cho. I don’t need anymore stuff!