Kelby Green – Ambassador

I haven’t tried it, but I love the concept. The frugal side of me is concerned that I won’t be able to use coupons and would end up spending more. On the other hand, the I-hate-grocery-shopping-with-a-passion side thinks you can’t put a price on the feeling of bliss felt by never having to step foot in a grocery store again. LOL!

You are absolutely right! I had not even considered teaching her about purchasing decisions…that’s huge! *feverishly adds that to my list of parenting lessons*

Tying the savings lesson to special purchases is a really good idea! I’ll definitely try that out. Thanks, Kayla!!

Thanks, Kayla and Antoinette…glad to know I’m not alone! I’ll take your advice and hopefully that’ll help me press the reset button.

I’m actually facing a similar dilemma, as I just ended my contract at a co-working space I had been using for a little over a year. It was a great space, with really creative and helpful people, but for me, the commute (30-45 mins each way) started to become too much. The cost at $250/mth was not a huge issue because I felt like I was getting a…[Read more]

I hope so, Josh! Yep…eBay and Craigslist here I come.

Thanks, Carla! Those paddle boards sound like a huge win! And I’m with you on the paddle board yoga. I struggle with yoga on non-moving surfaces, so yoga on a paddle board would be completely out of the question. Haha!

I tend to think of life insurance and retirement planning as two completely separate things. I know that there are whole life plans which combine both, but I’m skeptical for a number of reasons.

First, the guarantees. Having worked in financial services and knowing how some of these products really work, I know that these ‘guarantees’ included…[Read more]

Josh, I can relate to exactly what you’re saying. I made the same mistake about not diversifying my income when I started my business. Heck, two years in I still don’t think I’m diversified enough…but I’m working on it.

To answer your question, if I could give one piece of advice to my former self it would be to be patient. If I was to look…[Read more]

You are definitely not alone! A few years back, we realized that the end-of-year birthdays, holidays, etc. were big budget busters, so we added up what we planned to spend and made that a line item for the next year. Basically, we took the total and broke it down by month and just increased our monthly savings contribution by that much. That way…[Read more]

That’s a good way to look at it! Thanks, Antoinette.

+1 for Dollar-cost averaging! No one can predict what the stock market is going to do and attempting to time it is an exercise in futility. Dollar-cost averaging removes emotion from the equation which is HUGE when it comes to long-term investing.

I’m in the same boat — both self-employed and realizing that experiences are more valuable than possessions. Like Stacey mentioned above though, I’ve also come to understand that experiences don’t necessarily have to be expensive or involve a hotel or flight. In fact, my most recent experience was a weekend camping trip about an hour outside of…[Read more]