Buy a house
7 Reasons Why Owning a Home is Smart
Posted on Categories Buy a houseLeave a comment on 7 Reasons Why Owning a Home is SmartDid you know? Every mortgage payment is a form of savings because it increases the amount of your home that you own, known as the “equity” in your home. Renters are not able to build equity with their monthly payments.
You have student debt — will you still be able to buy a home?
Posted on Categories Buy a house, Navigate life changesLeave a comment on You have student debt — will you still be able to buy a home?The great news is that, if the interest rate on your student loan is low (below 8%), it doesn’t have to be paid off before you start tackling longer-term goals like buying a home or saving for retirement. Instead, you can balance paying off your student loan debt vs saving a down payment for your home by tackling both simultaneously.
Why Buy A House
Posted on Categories Buy a house, Navigate life changesLeave a comment on Why Buy A HouseHow Much House Can You Really Afford?
Posted on Categories Buy a houseLeave a comment on How Much House Can You Really Afford?For many of us, “home” means sanctuary, family, the place where we replenish ourselves, and feel safe and grounded. For this reason, when the time comes for us to choose and buy our own home, the decision is often deeply emotional – or even impulsive. With everything else that “home” means, however, it is also one of the biggest investments you will ever make. This means you must enter into it rationally, and with care.
Rent vs. Buy: Different Rules For Divorce
Posted on Categories Buy a house, Navigate life changes2 Comments on Rent vs. Buy: Different Rules For DivorceYour Home and Your Retirement Plan
Posted on Categories Buy a house, Save for retirementLeave a comment on Your Home and Your Retirement PlanAs we enter the final 10-20 years before retirement, the equity we have in our home often represents a large part of our retirement savings. To make the most of this hard-earned asset, it’s important to make thoughtful decisions about our mortgage and home ownership in general. We may also need to challenge common assumptions – what’s right for one homeowner approaching retirement may not be right for another.
Refinancing your mortgage: 4 simple steps
Posted on Categories Buy a houseLeave a comment on Refinancing your mortgage: 4 simple stepsIf you’re thinking of refinancing your mortgage, but wondering what’s involved and how to negotiate the best deal as painlessly as possible, here’s what you need to know. Good news: The process is probably simpler than you think.
Webcast: The decline in home ownership, and why it matters
Posted on Categories Buy a house, WebcastLeave a comment on Webcast: The decline in home ownership, and why it mattersIn this week’s webcast, we talked about the issue of declining home ownership, why buying a home might be beneficial to you, how much home you can afford, and how to refinance your home to get the best bang for your buck.