Author Sum180 Lead Coach 
Tonight we talk about the challenges that college graduates face especially as they try to manage student debt while also getting their savings started.
Author Sum180 Lead Coach 
Women on average have $25,000 in investments for their retirement, while men have $37,000 on average for retirement. Neither number is enough. The good news is, for most people, there’s a way to make it work, with the right amount of planning.
Author Sum180 Lead Coach 
Author Sum180 Lead Coach 
Student loan debt might feel hopeless but there is a way forward, and here’s the key.
Author Sum180 Lead Coach 
Author Sum180 Lead Coach 
Ignoring student loan debt won’t make it go away – your best chance is to make a plan to deal with it head-on. Your plan may involve taking advantage of any available assistance in consolidating, lowering costs through refinancing, and pursuing loan forgiveness programs. The goal is to pay down your student loan debt while simultaneously saving and strengthening your overall financial picture.
Author Sum180 Lead Coach 
I’m thinking of one client, Stephanie, who is 49 years old. Her husband had been unemployed for 18 months. Happily, he had just gotten a job, and they were excited for him to get started working again. But during that 18 month period, expenses had severely tapped their savings.
Author Sum180 Lead Coach 
Going into debt to further your education can be worth it – up to a point. But please do not assume that it is always the case. As with many other financial questions, whether student loan debt is “worth it” depends on the specifics, so you will need to crunch the numbers for your particular situation.
Author Sum180 Editors 
Author Sum180 Lead Coach 