Going into debt to further your education can be worth it – up to a point. But please do not assume that it is always the case. As with many other financial questions, whether student loan debt is “worth it” depends on the specifics, so you will need to crunch the numbers for your particular situation.
It’s time to pause, take a step back, and reset your feelings and expectations when it comes to dealing with your money. This fundamental shift within you is what will make other important changes possible.
When you’re fresh out of college and worrying about how to land your first job, it’s not easy to think about savings for emergencies, the future, and retirement. But believe it or not, you can take some simple steps right now that will jump start you on the path to financial security in your thirties. Invest some time and effort now and your future self will thank you, big time.
I’m a strong proponent of fee-only financial planners. Here’s why.
SUM180’s client-centered adaptability and agility is key to delivering financial wellness programs that engage and empower behavioral change for your employees. We listen so we can meet you – and your employees – where you are. Our goal is for each of your employees to respond to your SUM180 program with, “This feels right for me. I can do this!”
How a financial planner can help you is less about your chronological age and more about your circumstances or the life transitions you’re experiencing. For example, in your 30s, here are some situations where a financial planner can help you make sound decisions about your money.
Now’s the time get on track, to make the right moves that will build on this first big milestone and set the course for a comfortable financial future. Knowing what the “right moves” are to be sure you are “on track” is the tricky part.