Author Sum180 Lead Coach 
Student loan debt might feel hopeless but there is a way forward, and here’s the key.
Author Sum180 Lead Coach 
Author Sum180 Lead Coach 
Ignoring student loan debt won’t make it go away – your best chance is to make a plan to deal with it head-on. Your plan may involve taking advantage of any available assistance in consolidating, lowering costs through refinancing, and pursuing loan forgiveness programs. The goal is to pay down your student loan debt while simultaneously saving and strengthening your overall financial picture.
Author Sum180 Lead Coach 
I’m thinking of one client, Stephanie, who is 49 years old. Her husband had been unemployed for 18 months. Happily, he had just gotten a job, and they were excited for him to get started working again. But during that 18 month period, expenses had severely tapped their savings.
Author Sum180 Lead Coach 
Going into debt to further your education can be worth it – up to a point. But please do not assume that it is always the case. As with many other financial questions, whether student loan debt is “worth it” depends on the specifics, so you will need to crunch the numbers for your particular situation.
Author Sum180 Editors 
Author Sum180 Lead Coach 
Author Sum180 Lead Coach 
When you’re fresh out of college and worrying about how to land your first job, it’s not easy to think about savings for emergencies, the future, and retirement. But believe it or not, you can take some simple steps right now that will jump start you on the path to financial security in your thirties. Invest some time and effort now and your future self will thank you, big time.
Author Sum180 Editors 
Author Sum180 Lead Coach 