Author Sum180 Lead Coach 
Thinking of starting your first 401(k)? Congratulations! Saving for retirement is a tremendously important step towards securing your financial future. Adopt the following strategy as a young person and stick to it, and you have an excellent chance of getting where you need to go.
Author Sum180 Lead Coach 
If you are in a position to help a friend or family member recover from a financial road bump, great! Here are some guidelines that will help you handle the transaction with grace – including when and how to say “no.”
Author Sum180 Lead Coach 
If you’re thinking of refinancing your mortgage, but wondering what’s involved and how to negotiate the best deal as painlessly as possible, here’s what you need to know. Good news: The process is probably simpler than you think.
Author Sum180 Lead Coach 
The average cost of a new car tops $30,000. For a used car, the average cost is over $18,000. These aren’t small amounts! So, if you do take out a car loan, be sure to give it the attention it deserves. How do you manage car-related debt as advantageously as possible for your overall financial picture?
Author Sum180 Lead Coach 
If you’re a college-bound student, it’s time to start dealing with your money seriously and responsibly. Your future self will thank you!
Author Sum180 Lead Coach 
Did you know? Not negotiating a fair salary at the beginning of your career is like leaving anywhere between $1 million and $1.5 million on the table in lost earnings over your lifetime.
Author Sum180 Lead Coach 
We must continue to work collectively toward systemic change that addresses the gender pay gap, but every woman must also take individual action to protect her own financial health and that of her family. To women who want to start building a more secure future despite the gender pay gap, I recommend the following steps.
Author Sum180 Lead Coach 
Author Sum180 Lead Coach 
Ignoring student loan debt won’t make it go away – your best chance is to make a plan to deal with it head-on. Your plan may involve taking advantage of any available assistance in consolidating, lowering costs through refinancing, and pursuing loan forgiveness programs. The goal is to pay down your student loan debt while simultaneously saving and strengthening your overall financial picture.
Author Sum180 Lead Coach 
Going into debt to further your education can be worth it – up to a point. But please do not assume that it is always the case. As with many other financial questions, whether student loan debt is “worth it” depends on the specifics, so you will need to crunch the numbers for your particular situation.