Stacy Ott

Auto draft or auto savings may be a good option for you. If you’re taking 10% or 20% off of the top of your paychecks, you’ll very likely not even notice it. This would allow you to build savings while you’re still paying down your debt the way that you currently are.

I actually disagree with taking no-spend anything for the vast majority of people. They seem to be billed as (for the most part) a one-stop fix all for broken budgets instead of a way to boost savings. In reality, they are a crutch to help people get through a tough time, but for the majority, they do little to fix the actual issue that got them…[Read more]

Swap is another good one for kids/womens clothes and things like DVD’s and toys. They limit you to (3) 50lb (max) shipments per month, but they photograph, store and ship everything for you so it makes things fairly easy. All you have to do is ship to them and price your items.