[Carolyn Matri-Kavarnos]

I think there are great things to unload on ebay but they have to be of value. Ebay fees are too high now to warrant selling things worth very little. If you have a rare or highly sought item that is hard to find, Ebay is the way to go. Craigslist or advertising locally via your Facebook feed is good to get rid of hard to ship, bulky, or items that are not worth much.

[Carolyn Matri-Kavarnos]

That is a good idea in concept to me but you know I spend wisely all the time (at least I think I do.) With a large family like mine it would be impossible to predict what we are doing at any given time and to say we are never going to eat out or something like that is not reasonable and just would set me up for failure. I may be on the road, we all may be and then there it is out the window. I am not a person that needs that type of restriction and find it better to try and do the best with our money all the time but not set rigid boundaries that are bound to be crossed.