From a financial planning perspective, Lisa, I’m concerned that changes will occur so quickly that states don’t have a chance to adjust and people get stranded without coverage. The immediate issue for you, I think, is budget related. Plan for much more health expense in the next year or so than than you might have budgeted. Leave a bigger cushion for these expenses (reducing something else) and you’ll be able to weather these changes without too much disruption to your overall financial picture.