[Antoinette Minor – Ambassador]

I’m looking into this too and what I decided to do was look at big expenses I can scale back. My first thought is my car. It’s due to be turned in and instead of getting another one I’m considering going without one for 6 months to a year. That would get me back on track. If that isn’t an option I would take a look at things you have on auto renew and see what you can cut. I hope that helps!

[Kayla Buell – Ambassador]

OMG yes! My biggest regret as of late is having purchased a brand new car a few years ago. I still have $12,000 left to pay on my loan and every day I’m like, “Why on earth did I need a $20k+ car?” I definitely practice the “hide my money so I don’t think I have it” mantra, creating small savings accounts that money is automatically transferred into every paycheck. If I don’t see it easily, I don’t remember that I have it, and that makes it a lot easier to save.