[Antoinette Minor – Ambassador]

My biggest pieces of advice echo yours. Most important for me were to begin saving as soon as you start working and to get into your employers 401k as early as possible. It will pay off in the long run and save you for those emergencies you weren’t expecting.

[Sum180 Lead Coach]

Great list, Suzanne. We agree with every one of those but you know here at SUM180 we’re going to say ONE STEP AT A TIME.

[Kayla Buell – Ambassador]

SUCH A GREAT LIST, Suzanne! I especially love #6! I’m a big proponent of establishing that credit because if you plan on doing anything even remotely adult-ish in the near future, you’ll need to have good credit. But don’t get sucked into the game of credit cards. Like you said, only buy things that you can afford, and pay it off in full at the end of the month. I’ve been doing that since I was 18, and my credit score is in the 800s – an accomplishment I’m super proud of lol.