I’ve tried all kinds of apps but my all-time favorite way of tracking my money is on a plain old Excel spreadsheet where I have to manually enter all of our information. It’s a little tedious at times, but I find that spending a little effort putting all that info in shows me that I’m committed to keeping track of our finances and that I’m making it a top priority.
I’m with Kayla. I’ve used Mint, Mvelopes and a few others but I can’t find anything that beats an excel spreadsheet. For me, there’s just something about having to manually track everything that makes me think twice about unnecessary purchases.