Thanks, Lisa. Everyone should check their credit score at least once per year. You want to deal with any issues on it long before you need your score to be “good” (over 750) for something important.
There was a hospital bill on my report for one of my sons which I never received. The credit agency sent me to the hospital, and the hospital confirmed that they did not have my address. I asked that the hospital (somehow) record on my credit report that it was their error, not mine. Guess what? No go. So you also need to clean up items, and wait for a while until they “fall off” your report (9 months, I think?). Anyway, plan ahead!
Here’s my question: I’ve heard that your credit score can affect other things, like your insurance premium. Any credit experts out there know if that is true?