Even highly skilled Americans with solid incomes can easily find themselves living from paycheck to paycheck, or worse: slipping over time into debt that seems insurmountable, causing them to put off, perhaps indefinitely, the dream of a secure financial future. A single job layoff or health crisis can trigger this situation. This is a crisis.
Author: Sum180 Lead Coach
Financial tips for every stage of your relationship
Posted on Categories How to save, Manage your debt, Navigate life changesLeave a comment on Financial tips for every stage of your relationshipBeing in sync when it comes to dealing with money is a big plus in any relationship, but it’s not always easy to achieve. Here are some tips to help you and your partner get on the same page financially.
Women, level the playing field with these 7 steps
Posted on Categories How to save, Manage your debt, Navigate life changesLeave a comment on Women, level the playing field with these 7 stepsMany surveys have shown that women tend to carry more debt than men, and that they make less money to boot. To compound matters, under-saving for retirement is common for men and women of all ages. Here are some steps you can you take to help level the playing field and secure your financial future.
Money Advice for College Savings
Posted on Categories Grow your savings, Navigate life changesLeave a comment on Money Advice for College SavingsYour first 401(k): 5 tips to jump-start your retirement savings
Posted on Categories Save for retirementLeave a comment on Your first 401(k): 5 tips to jump-start your retirement savingsThinking of starting your first 401(k)? Congratulations! Saving for retirement is a tremendously important step towards securing your financial future. Adopt the following strategy as a young person and stick to it, and you have an excellent chance of getting where you need to go.
Lending Money: should you do it, and if so, how?
Posted on Categories Manage your debt1 Comment on Lending Money: should you do it, and if so, how?If you are in a position to help a friend or family member recover from a financial road bump, great! Here are some guidelines that will help you handle the transaction with grace – including when and how to say “no.”
Refinancing your mortgage: 4 simple steps
Posted on Categories Buy a houseLeave a comment on Refinancing your mortgage: 4 simple stepsIf you’re thinking of refinancing your mortgage, but wondering what’s involved and how to negotiate the best deal as painlessly as possible, here’s what you need to know. Good news: The process is probably simpler than you think.
Car loans: 5 tips for managing car-related debt so you do not overspend
Posted on Categories Manage your debt1 Comment on Car loans: 5 tips for managing car-related debt so you do not overspendThe average cost of a new car tops $30,000. For a used car, the average cost is over $18,000. These aren’t small amounts! So, if you do take out a car loan, be sure to give it the attention it deserves. How do you manage car-related debt as advantageously as possible for your overall financial picture?
Money advice for students heading off to college – and their parents
Posted on Categories Navigate life changesLeave a comment on Money advice for students heading off to college – and their parentsIf you’re a college-bound student, it’s time to start dealing with your money seriously and responsibly. Your future self will thank you!
Your first salary negotiation: 6 tips for twentysomethings
Posted on Categories Navigate life changesLeave a comment on Your first salary negotiation: 6 tips for twentysomethingsDid you know? Not negotiating a fair salary at the beginning of your career is like leaving anywhere between $1 million and $1.5 million on the table in lost earnings over your lifetime.