Activity – Antoinette Minor – Ambassador

Antoinette Minor – Ambassador replied to the topic Best cities to retire in the forum Plan your retirement 7 years, 7 months ago

This is a really cool list. I’ve only ever heard of people retiring and moving to Florida.

Antoinette Minor – Ambassador replied to the topic Helping My Adult Child Navigate Savings in the forum Build your investments 7 years, 7 months ago

I think CD’s is an awesome idea and strategy to save for the immediate future. It also keeps you from touching the funds too soon with the early withdrawal penalties. Wins all the way around.

Antoinette Minor – Ambassador started the topic Fannie Mae Rules with Student Loans and Home Buying in the forum Buy a house 7 years, 7 months ago

I’m one of those millennials on the older end of the generation and student loans is basically crippling me when it comes to making life choices. That includes purchasing a home. I wasn’t really interested in purchasing a home until recently. I think it may be the fact that I’m approaching 30. Any other time I thought about it I just knew I…[Read more]

Antoinette Minor – Ambassador replied to the topic While we're talking cars in the forum Manage your debt 7 years, 7 months ago

I did not even know that there was an option to go straight to a wholesaler. That’s a great tip.

I always tell my clients that you should negotiate the price of the car over the monthly payment. You said there isn’t much wiggle room with negotiating the price of the car. Do you know how much room there is to actually negotiate?

Antoinette Minor – Ambassador replied to the topic 52 Week Money Challenge in the forum Grow your savings 7 years, 7 months ago

I think that’s a really good goal!

Antoinette Minor – Ambassador replied to the topic 52 Week Money Challenge in the forum Grow your savings 7 years, 7 months ago

Hi Kayla!

Let me know how it goes 🙂 I’m doing it with you!

Antoinette Minor – Ambassador started the topic 52 Week Money Challenge in the forum Grow your savings 7 years, 7 months ago

Hi All,

Last year I took a pay cut and my savings took a hit. When I considered the job change the numbers looked good on paper but I continued to overspend. After a bit more analyzing and thankfully, an increase at review time I was able to get things back in order and focus on my emergency savings again. I also wanted to create better habits by…[Read more]

Antoinette Minor – Ambassador replied to the topic Massive Student Loan Debt in the forum Manage your debt 7 years, 7 months ago

Do you have federal or private student loans? Do you have both? I’m in a similar situation. I owe a little over 100k and my personal approach is to pay off the private loans as fast as possible and to have my federal loans forgiven under the income based repayment program. IBR allows you to pay based on your income and household size. Under this…[Read more]

@antoinette