[Cara Reynolds – SUM180 Community Manager]

You can save a lot of money on car insurance if you qualify for a safe driver discount. Here’s how to qualify:

1. Maintain a clean driving record. – no points for at least three years.

2. Take a new driver’s ed class. If you’re a new driver who is still in school, you may qualify for an additional discount if your grades are high.

3. If you’re a mature driver (over 55), take a defensive driving class.

4. Choose a car with a reputation for safety and reliability and great safety features.

Have you found ways to save on auto insurance?

[Suzanne Oldham – Ambassador]

Yes. If you have children you know that your children’s auto insurance is sky high. While it isn’t easy to save on their insurance right away, consider these tips to save you money:
1. After a year and a clean record call your insurance company and ask for a lower rate. We lowered our bill on both our children after the first year. When my son turned 20, they lowered the bill again — this time more significantly.

2. If your child is away at school and is not driving, you can move them to a “low mileage” driver which saves a little.

3. If your child studies abroad and won’t be touching a care for several months you can put his policy “on hold.”

Hope these tips help.