[Kayla Buell – Ambassador]

Now that I’ll be taking care of our newborn, I’ll be cutting back on my hours meaning we’ll have a whole lot less income coming in. For that reason, we’ll be taking a much closer look at our budget and reducing as many unnecessary costs as possible.

[Kelby Green – Ambassador]

I remember that time very well! With both of our daughters, we cut back on everything that wasn’t absolutely essential. Saved us a ton and we actually continued a few of the habits once things were financially back on track.