[Antoinette Minor – Ambassador]

No, children don’t have to eat! lol

I don’t have children but I think I can translate what I’ve done to your issue. There always seemed to be a friend’s birthday party to go to as well. My puppy always seems to have some type of medical emergency when I least expect. Last year alone she caused a $250 bill for stealing raisins and eating them (poisonous to dogs), $400 bill for that time we had no idea she was allergic to a vaccine and almost DIED, and $100 for simply just being constipated. I loved her and hated her all 2016.

Anyway, I took these unexpected things and just started to expect them and make small funds for them. $10 a pay goes into the doggy fund, $10 a pay goes to the happy hour/party fund. It allowed me to stay on budget and when these things came up I was taking it out of the small funds rather than my emergency fund.

I hope this makes sense!

[Kelby Green – Ambassador]

Thanks, Antoinette…I really like that idea! And the fact that the per paycheck amounts are so small, you probably don’t even notice a difference in your budget. I’ll have to try that out!

[Kayla Buell – Ambassador]

Hahahaha (sorry, not laughing at you) just laughing at my future since I’m currently 5 months pregnant with our first little one lol! We went to look at nursery furniture this weekend and I wanted to cry. My hubby’s going to be the one who feels the impact of baby expenses the most because I’ll be cancelling a lot of his subscription services ASAP and changing the password to his iTunes account so he can’t buy movies with the click of a button. Babies sure are expensive, and we’re working on Baby Step #2 (paying off all our debt minus the house). But I know it’s going to be really hard to save that 3-6 month emergency fund per our guy Dave. Best of luck, Kelby!