[Suzanne Oldham – Ambassador]

One month/year my Mom took a spending hiatus. During the month she would not buy ANY extras – only essentials. I have adopted the same yearly hiatus. While it seems easy, it actually is not. You find that you buy “little things” all the time on a whim: a beautiful candle or bouquet of flowers. The problem is that these purchases can add up. I find the hiatus useful not just to save money but also to illustrate where extra costs creep into my budget.

[Stacey Daprile – Ambassador]

Suzanne, we take a spending hiatus for one or two months a year. Typically we have a No Spend October and sometime I will throw in a No Spend March. My husband and I love the No Spend October! It feels like a cleansing for the budget 🙂 and forces us to be more creative. Plus is helps the overall budget before we head into the holiday season!

[Zipporah Sandler – Ambassador]

I have never done that, and I LOVE, LOVE, LOVE the idea. I know that some of my “essentials” are not essential at all. Have you tracked how much you actually save each month by doing that?