What is SUM180? An online financial wellness service that delivers a financial plan so powerfully simple that you are immediately ready to take action, with a clear picture of where you stand and just a few manageable next steps at a time.
Why a community? So members can learn from and support one another in their Plans. Sign up to ask financial questions, share insights, and follow the journey of other SUM180 members.
Ready to join the conversation? Sign up. You’ll also have access to our Spending Tracker and newsletter. When you’re ready, subscribe to build your Plan.
+1 for Dollar-cost averaging! No one can predict what the stock market is going to do and attempting to time it is an exercise in futility. Dollar-cost averaging removes emotion from the equation which is HUGE when it comes to long-term investing.
Kelby Green – Ambassador started the topic I'm Self-Employed…What Can I Do to Save for Retirement? in the forum Plan your retirement 12 hours, 26 minutes ago
As a small-business owner, we’re afforded a ton of benefits — like the ability to work on whatever projects we want and the flexibility to work on them from anywhere. While on one hand having these types of options are great, self-employment has a fair share of drawbacks as well.
One of the biggest downsides that I’ve noticed since moving fro…[Read more]
Oh gosh, this is a touchy subject for sure. SUM180 CEO Carla Dearing actually wrote a blog post about it a few months ago. Carla’s advice, if you’re uncomfortable for any reason, is to find a way to gracefully and firmly say no. Refusing to lend money you can’t afford to spare doesn’t make you a bad person. You HAVE to take care of yoursel…[Read more]
Cara Reynolds – SUM180 Community Manager replied to the topic Tracking All Of Our Expenses Has Been An Eye Opener in the forum Grow your savings 2 days, 8 hours ago
Wow, that sounds like a real turning point, Kayla. Congratulations. I know exactly what you mean. The first time I did a spending tracking exercise, I was blown away and mortified to see where most of my money was going. (Wardrobe, eek. This was a long time ago…) I’m a visual person, so seeing my spending presented to me as a pie chart with a…[Read more]
If you’re a college-bound student, it’s time to start dealing with your money seriously and responsibly. Your future self will thank you!
DO be thoughtful and strategic about student debt. The days when a lot […]