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  • Lately I’ve noticed more and more dissatisfaction in the industry with how the credit score rules are working, and what they are rewarding vs. penalizing. There’s a need for reform, and especially ways for those who are not “playing the game” perfectly to get access to the credit they need to thrive. So we’re watching this issue closely at…[Read more]

  • You are far from the only one, Josh. Congratulations on this effort! Like many other Sum180 users, you will be amazed at how much money you will save even in the short run by paying off your credit cards. Double and triple up on payments if you can. The key is also what happens next.: 1) go down to two credit cards and keep a zero balance every…[Read more]

  • I’ve been using Credit Karma to keep track of my credit score, and last year it really helped me tweak some things and get my score up from Very Good to Excellent.

    A few days ago I got a notification from the app that said my credit score dropped. So I logged in to the app to check what had happened. The explanation I got was that I recently…[Read more]

  • Lisa Talley replied to the topic Gym Memberships in the forum My journey 6 days ago

    I’m not much into classes, but my sister is a BIG fan – spin, Pilates, Zumba, etc etc – she has a gym setup in her home but she swears the structure and group environment of a class, and especially the variety, motivate her more than she ever could motivate herself on her own. If it works for you, it’s the kind of investment that will MORE than…[Read more]

  • Wow that is really confusing. I know pet insurance companies often exclude preexisting conditions, but I’ve never heard of pet insurance excluding coverage for pets who go to work with you. That just doesn’t seem relevant… And how would they even define that, since pets often travel with you in the car, or visit offices and other homes, AND many…[Read more]

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