https://community.sum180.com/members/laura-smith/activity/ Activity feed for Laura Smith. Fri, 19 Jul 2024 11:53:52 -0800 https://buddypress.org/?v=5.1.2 en-US 30 hourly 2 2c8c2bea29083222066ced9f7db58d4d https://community.sum180.com/forums/topic/small-savings-for-daughter/ Tue, 20 Sep 2016 22:29:52 -0800 We have been putting a small amount into a savings account for my daughter for a few years. It is not much but we figured it would be her graduation present for a used car or similar. Is this the best way or should I put it into another type of account?

]]> 63f4b917b6571eb990072008d540c91f https://community.sum180.com/forums/topic/is-it-wise-to-escrow-your-real-estate-taxes/#post-2134 Tue, 20 Sep 2016 22:26:57 -0800 We have ours escrowed so we do not have the pain. It shows what portion goes to the escrow. The disadvantage would be you do not have use of the money and you do not receive interest on that money. To me it is worth not having that big bill twice per year. Also I never have to worry that something major happened and I might not be able to pay them.

]]> 19c27ba84b8b9443e3c1d0b2299647ea https://community.sum180.com/forums/topic/savings-while-paying-down-debt/ Tue, 20 Sep 2016 22:18:07 -0800 How can I increase my savings while paying down our credit card debt? I realize I need to do both but I almost feel that it is more important to get rid of the debt.

]]> 645d883c0a9702dc19193d9e6899b02b https://community.sum180.com/forums/topic/before-retiring/ Tue, 20 Sep 2016 22:14:31 -0800 When my husband retired he had a few extra bonuses that help him retire early. He was paid for his 10 weeks of paid vacation he banked. He also had a loan against his 401k when then came due or was recorded as income. I tried to warn him and he would not listen to me. So when it came to tax time he did not have enough withheld so we had to pay…[Read more]

]]> c5d29fb2e492205a0c7129ba93d7a2b0 https://community.sum180.com/forums/topic/when-i-knew-i-needed-a-financial-plan-2/#post-2131 Tue, 20 Sep 2016 02:50:54 -0800 It can be overwhelming. I was an accountant so I know exactly what I need to do but doing it is another thing. Having the plan and some directions of where I needed to go is really helping me get started.

]]> 4d8403c299322997dd3ff1979c61d697 https://community.sum180.com/forums/topic/finding-money-in-new-and-interesting-ways-2/#post-2130 Tue, 20 Sep 2016 02:36:49 -0800 I have garage sales each year. We have been able to contribute over $1,500 towards our debt payoff selling things we no longer used. It can be a big job but really worth it in the end. I also donate the rest and can make a list so I can get the best value for taxes, which saves us more. I have also found local groups on facebook that post…[Read more]

]]> c9dbea440d90cf6d988b6d2a2f948d87 https://community.sum180.com/forums/topic/can-you-talk-your-credit-card-company-into-giving-you-a-lower-apr/#post-2129 Tue, 20 Sep 2016 02:30:57 -0800 I had luck a few years ago. Discover was the easiest to work with me. Also if you offer to freeze your balance, not use the card, they are more willing to work with someone.

]]> 763bb6bd2d6fae4d303be184bd3f814a https://community.sum180.com/forums/topic/getting-spouse-on-board/ Tue, 20 Sep 2016 02:21:22 -0800 How can I get my spouse to start thinking differently. He is 73 and I am 53. He has always made good money and is now retired and still does very well. But he continues to use credit cards when he has excess cash in his wallet. I have tried for years to make him understand but he just gets upset. Any ideas on an easy way for him to understand…[Read more]

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