[Gina Badalaty]

Excellent! This is exactly the kind of help I need. We are planning to go to an advisor when the time is right, but this is helpful info. Individual 401(k) would be an option for me as a sole prop, while my husband might be eligible for SEP-IRA at his current contracting position. I didn’t know about lifecycle funds either. Thank you,, Cara, this is helpful!