Sum180 Lead Coach

In the Atlantic article, The Secret Shame of Middle Class Americans, author Neal Gabler described a survey by the Federal Reserve Board that revealed one remarkable fact:
When asked how they would pay for a $400 […]

Your 50s are a tremendously important decade for your financial health. Retirement is 10-20 years away, so the pressure is on to prepare, but you still have plenty of time to grow your savings. You’re also in y […]

I’ve written and spoken about this issue before, but it bears repeating because this truly is a national crisis: The single worst money mistake you can make is to fail to maintain a cash cushion for emergencies. A […]

I recently posted 3 things to do first to protect your money after being laid off. Some of that advice was subsequently featured on GoBankingRates.com in an article that includes even more valuable advice for […]

Today, Americans carry $2 trillion in consumer debt and 78% of us live paycheck to paycheck. It’s a deeply stressful situation for individuals, families, employers, and communities nationwide. And then once a y […]

Hey Sum180, can I buy this dress?

It should be that easy.

With widespread financial insecurity in the U.S. continuing unabated, it’s time for us to consider a hard possibility. If people are struggling, b […]

At any given time, most of us are juggling multiple financial goals: for example, paying off student loans, managing credit card debt or a car loan, setting aside a down payment for a home, or saving for […]

Saving for retirement is as important for independent contractors or freelancers as it is for regular employees. Don’t put it off because you don’t know how to start.

The fact is, setting up retirement accounts […]

Last year, I wrote that 2017 would be the Year of Financial Well-Being. The reason was simple. Across the U.S., Americans were experiencing financial insecurity and a growing awareness of just how great that […]

If you find yourself unable to pay off your credit card balance every month, then by definition you are living beyond your means. Allowing this situation to continue can have serious consequences for your […]

Many of us “leak” money without realizing it. Spot the leaks and plug up unintended or careless spending – the savings could add up to hundreds of dollars a year, or more.

Take a no-spend month. To identify […]

Time is a great ally when it comes to investing. Starting as soon as possible gives you a big advantage.

You don’t have to learn investing before doing it. The truth is, you can get started investing in j […]

Identify your savings goal for the year – then adopt habits to make it happen. If you aren’t already doing this, start saving 10% of your income every year. It will give you the confidence of knowing you are […]

For the past several years, as we have come to recognize the damaging effects that financial stress has on productivity, more and more employers are planning to incorporate financial wellness programs into their […]

As we enter the final 10-20 years before retirement, the equity we have in our home often represents a large part of our retirement savings. To make the most of this hard-earned asset, it’s important to make t […]

I was recently asked what three things I would tell a woman over 40 about dealing with her money. It wasn’t easy to narrow it down to just the three most important things. But after some thought, here are the […]