Sum180 Lead Coach

We love this idea from Stacey Duprile, an early Sum180 member:

Once or twice a year my husband and I declare it a “No Spend” month. And I decided that this month of March, even though it is my birthday mon […]

I’m a strong proponent of fee-only financial planners. Because they operate under a fiduciary duty, by law they must have their clients’ best interests at heart. If you choose a fee-only financial planner, you won […]

First, it’s important to understand the difference between a financial planner and an investment adviser. An investment adviser helps you decide what to invest in, whereas a financial planner takes a holistic a […]

Most of us will carry a car loan some time our lives. Many of us will carry more more than one, either simultaneously or in succession. Car loans tend to be smaller than other types of loans (such as a home […]

If you’re a college-bound student, it’s time to start dealing with your money seriously and responsibly. Your future self will thank you!

DO be thoughtful and strategic about student debt. The days when a lot […]

Full detox can be a big shock to the system. To break old money habits that are hurting your budget, make small changes gradually – that way, your improvements are more likely to stick.

Sunday: Ditch unwanted […]

The beginning of the year is a good time to hit the reset button in general, and on where you are with your money.

This includes taking stock of your financial picture, regardless of where you stand at the […]

Congratulations! No matter what road you took, you are now in the work force with a real job.  At least for a while, there is no “out” any more – no more schooling or Uber driving at night. You’re full-time […]

Many students are making careful lifestyle choices like living with roommates and taking side gigs to supplement income from their day jobs. Many delay major purchases like cars or homes. Some even avoid credit […]

A few days ago, CBS News announced that the amount Americans owe on their credit cards has hit an all time high: over $1 trillion. Now, not everyone carries a balance on their credit cards from month to month, but […]

Let’s face it: splitting the bill has always been a landscape fraught with social landmines. For example, just yesterday I read one woman’s story about how she once arrived late to a group dinner. Her friends had […]

For many of us, “home” means sanctuary, family, the place where we replenish ourselves, and feel safe and grounded. For this reason, when the time comes for us to choose and buy our own home, the decision is often […]

Over the past few years, we at Sum180 have been happy to see more and more employers come to recognize the value of financial wellness programs in terms of employee wellbeing and productivity. With the importance […]

Myth: Investment advisers and financial planners are the same thing.

If you’re asking yourself whether you are ready to benefit from professional financial advice, one of the first things you need to u […]

Financial wellness is hot right now. In the past year, the number of employers to recognize the impact financial stress has on employee productivity has reached critical mass. As a result, we are seeing a big jump […]

If you are struggling to make ends meet, you’re definitely not alone. The truth is, most working Americans live paycheck to paycheck. In 2016, CareerBuilder surveyed more than 3,200 full-time workers and learned […]

I’m often asked by engaged individuals whether a prenup is necessary for them – and if so, how to handle the delicate conversation with one’s future spouse.

If you’re about to be married, should you insist that […]

No single wellness benefit drives retention, but taken holistically, wellness benefits show your company cares. And that does drive retention.

As Forbes pointed out at the beginning of the year, the biggest […]

I’ve written before about how, as children, we watch how our parents manage their money and absorb those lessons unconsciously. Sometimes, those unspoken lessons can be damaging, and require hard work and […]