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Over the past few years, we at Sum180 have been happy to see more and more employers come to recognize the value of financial wellness programs in terms of employee wellbeing and productivity. With the importance […]

Myth: Investment advisers and financial planners are the same thing.

If you’re asking yourself whether you are ready to benefit from professional financial advice, one of the first things you need to u […]

Financial wellness is hot right now. In the past year, the number of employers to recognize the impact financial stress has on employee productivity has reached critical mass. As a result, we are seeing a big jump […]

If you are struggling to make ends meet, you’re definitely not alone. The truth is, most working Americans live paycheck to paycheck. In 2016, CareerBuilder surveyed more than 3,200 full-time workers and learned […]

I’m often asked by engaged individuals whether a prenup is necessary for them – and if so, how to handle the delicate conversation with one’s future spouse.

If you’re about to be married, should you insist that […]

No single wellness benefit drives retention, but taken holistically, wellness benefits show your company cares. And that does drive retention.

As Forbes pointed out at the beginning of the year, the biggest […]

I’ve written before about how, as children, we watch how our parents manage their money and absorb those lessons unconsciously. Sometimes, those unspoken lessons can be damaging, and require hard work and […]

Many of us feel some stress and anxiety when it comes to money. It’s only natural—for most of us, money represents security, so uncertainty related to money can really wreak havoc with our peace of mind. The tri […]

Get a handle on your expenses. When you know where your money goes, you are in control and can be thoughtful about aligning spending with priorities. Use an online money tracking service (like Mint or Quicken) […]

Dealing with everyday expenses and financial commitments sometimes feels like all we can manage – and we find ourselves delaying other, important goals like saving for retirement, or even building an emergency f […]

Financial adviser Cordi Powell once wrote a post for our SUM180 community, titled, You’re in love, but his finances are a mess: How to protect yourself – and thrive together. In her post, Cordi made it clear tha […]

If you have decided it’s time to switch financial advisers, here are some suggestions for making the transition as smooth and rewarding as possible.

Secure your landing before you jump ship. Begin the planning […]

Our team has posted about this topic before (for example, here and here), but I was recently asked this question again by someone new to the financial planning services industry, so I thought it might be helpful […]

I’ve written before about the importance of preparing for retirement in your final years of work by really leaning into your savings goals. It’s a piece of advice I often give our SUM180 members in their 50s: Thi […]

There are a few wonderful and surprising things that are true about your retirement:

1.  It’s yours. It’s special to who you are, to what you value, and to what you have to work with.  The media makes it sound a […]

Most of us react to being laid off with shock, anger, depression, or even panic. Knowing there will be financial and lifestyle changes you should be making, here are the first three to focus on to protect your […]

They say people nowadays don’t believe that they will have Social Security to rely on in the future. I say good riddance, because maybe that will get them saving!

Since most of us are only saving about 4-5% o […]

I’m often called on to be a buffer between friends and family members and the brokers and financial advisors that are marketing to them. They like it because they can say “I need to talk to my adviser”, which […]

SUM180 recently conducted two Twitter polls, responded to predominantly by people in their late 20’s through early 40’s, that revealed:

51% of respondents identified “not having enough” as their biggest barrier […]

A few months ago, SUM180 members Sarah and Schnelle raised the same question: What’s the best way for a recent graduate to pay off massive student debt? Since I know this challenge is shared by many others in our […]