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Financial Success for All

SUM180 is an online financial wellness service that delivers a financial plan so powerfully simple that employees are immediately ready to take action. We believe that, when it comes to money, everyone deserves a simple plan that helps them live better.

SUM180 equips your employees with tools they actually need to strengthen and build their financial picture.

3 simple steps

Access to advisers

Online community

We provide three individualized Next Steps and progress tracking, all available by app Affordable access to qualified financial advisers An online community for engagement, to share and get answers

Not all financial wellness programs are created equal

Better than education

We don’t score

We’re comprehensive

You don’t need to be an expert in finance to take steps in the right direction. SUM180 helps you build a path forward and provides tips and advice for how to accomplish your individual goals in the moment, as you need them. SUM180 doesn’t judge – no matter how much you have in savings or how big your credit card debt. We will never give you a score or assign a grade to your situation. Instead, we help you figure out how to get to where you want to be. There are many components that make up your financial situation. SUM180 helps you address each part of your picture by helping you take charge of what you Make, Spend, Owe, and Own.

You know you need a financial wellness solution

Financial concerns lead to absenteeism and lost productivity in 15% of employees

37% of full-time employees say they think about or deal with financial issues while on the clock at work

61% of human resources professionals say financial stress is having “some impact” on employee work performance

22% of human resource professionals say financial stress is having a “large impact” on employee engagement

Employee financial stress has reached a crisis point

Since 2007, Americans have been saying that money is their top stressor.

Almost half of American adults have problems with “paying household expenses on time.”

50% of employees have $1000 or less on hand for sudden medical expenses.

46% of Americans would have to borrow or sell something to pay for a $400 emergency.

It’s time for a new approach

Employees are overwhelmed, fearful and generally not dealing with their money – and this stress is costing employers money.

However, traditional solutions alone – financial education/literacy and access to advisers for defined contribution accounts – aren’t fixing the problem.

As part of a company’s benefits offerings, financial wellness has big potential to drive engagement and retention – for the companies that get it right.

The SUM180 Difference

Starts with reviewing employee’s financial accomplishments, to help build confidence in ability to control financial circumstances Recommendations are 100% individualized and delivered in small batches of 3 at a time to avoid overwhelming the employee Each action item is tailored to be realistic for the employee’s current circumstances, making it easier to accomplish
Employee can engage in SUM180 online community to share and learn more in an informal setting Employee pursues financial advisers only when he or she is ready Employee’s 401k investments can now be informed and encouraged with a comprehensive understanding of their financial picture

To learn more, please contact:

Carla Dearing, CEO | | 502.272.2413

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